개인워크아웃 조건Hello, this is Jiphyeonjeon Law Firm, which does its best for the well-being of its clients.
Today, we will learn about personal workouts.
While consulting, I have seen many people who think that personal workouts and personal rehabilitation are the same system.
So today, I will clearly explain personal workouts and personal rehabilitation.
Let’s first learn about personal workouts.
It would be safe to say that personal workouts are a word that arose due to advertising keywords.
To be precise, the correct word is a workout that is applied for by the Credit Recovery Committee.
It seems that the term personal workout came about because it is applied by individuals, not companies.
Workouts are divided into two systems: pre-workouts and general workouts.
The most basic requirement for workouts is delinquency of 90 days or more.
Since delinquency of 90 days or more is a requirement,
You have to hold on to your mentality to meet the delinquency requirement of 90 days. Why? Because you have to endure a lot of urging calls, texts, and visits for 90 days.
Hmm.. When I say this, it seems like you have to be late on purpose in order to do a workout.
You know that’s not what I mean, right? I’ll explain it later,
It means that you should choose recovery rather than enduring the hardship of the 90-day delinquency period.
If you endure the 90 days with difficulty, you finally meet the requirements for a workout.
When I applied for a consultation and went to see them, they told me to pay the entire principal.
These days, interest rates are only a few percent, so I didn’t default because I couldn’t pay the interest, but they told me to pay the principal in installments, which is disappointing.
However, if you’re satisfied with this, you can just apply.
Next, let’s learn about pre-workout.
Pre-workout is a system that can be used by those who are mentally weak and cannot stand 90 days of delinquency.
It is a system that allows those who are delinquent for more than 30 days to pay the principal and interest in installments. The big difference between workout and pre-workout is the number of days of delinquency, principal and interest payment, as you can see above.
Let’s learn about personal rehabilitation next.
Personal rehabilitation does not have the basic requirement of delinquency like personal workout.
It is a system that can be applied for even if delinquency is expected or is currently in arrears.
Also, whether or not you have bad credit is not a requirement.
Workout requires you to pay the principal in installments, but personal rehabilitation can have a significant amount of the principal forgiven depending on the requirements.
Of course, since the conditions for the amount of debt forgiven are different for each individual, you can only find out by phone consultation.
Let’s summarize.
What are the good points of workout?
In my opinion, there are only two.
First! People with no dependents, some assets, and high income,
If these people proceed with personal rehabilitation, they will have to pay off their debts except for the living expenses of 1.05 million won per person,
so the monthly payment amount is large.
Second! People who received a loan with a guarantor as a guarantor,
If these people go through personal rehabilitation, they will harm their acquaintances because they will collect debts from their guarantor acquaintances.
If these two conditions mentioned above are not met, I can guarantee that personal rehabilitation is definitely good in all aspects.
Remember one thing. Apply for personal rehabilitation. Apply for personal workout.
Don’t give yourself a headache over this.
Your phone number
Just remember this number.
Why worry about it when all your questions will be resolved with one phone call?
Our law firm Jiphyeonjeon says that if it can’t be done, it can’t be done, and if it can be done, it can be done.
We are not an unscrupulous corporation that tells people who can’t do it to do it.
It means that you don’t create a headache by signing a contract for something that is not possible.
Our law firm Jiphyeonjeon is a firm with many cases even without doing that.
In that sense, you can trust us and apply for a consultation.
I’ll say it again, just remember one thing. Jiphyeonjeon law firm contact information
Please contact us right away~~^^
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Jiphyeonjeon law firm
Attorney in charge: Bong Man-su Address:
106 Banpo-daero, Seocho-gu, Seoul, 4th and 5th floors (Taehong Building) Phone number: 02-581-1028
Fax: 02-581-1042 Email: jhj5811028@daum.net Business registration number: 264-81-25415
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