개인회생자 대출자격The personal rehabilitation non-payment loan is a special loan product for office workers, business owners, and housewives that can resolve one or more non-payment of repayment due to unavoidable circumstances during personal rehabilitation.
Office worker, business owner, housewife undergoing personal rehabilitation
From 20 to 60 years old
Differential application based on income
16.9% ~ up to 20% per year
It has been said that illegal voice phishing impersonating Capital has been rampant recently, so please be especially careful not to fall victim to it.
Please immediately report any matters related to illegal distribution of personal information or damage from financial fraud to the National Police Agency (112) or the Financial Supervisory Service (1332).
Our company is not affiliated with any capital company, and we never request any illegal money or fees.
We promise to take the lead in protecting the personal information of our valuable customers. If you have any other questions, please contact our call center (1899-4685) at any time.
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Things to keep in mind when borrowing
Financial accident prevention guide
Excessive debt can bring you great misfortune.
It is illegal to request or receive a brokerage fee.
When taking out a loan, other financial transactions may be restricted due to a drop in your credit rating or personal credit score.
What is personal rehabilitation? An individual debtor whose total debt amount is less than KRW 1 billion in the case of unsecured debt and KRW 1.5 billion in the case of secured debt and who is likely to receive income continuously or repeatedly in the future may be exempted from the remaining debt if he or she repays a certain amount for 3 to 5 years. Procedures available (host: court)
The personal rehabilitation system is an individual debtor facing bankruptcy due to financial difficulties who is likely to receive income continuously or repeatedly in the future by adjusting the legal relationship between creditors and other interested parties to ensure efficient rehabilitation of the debtor and the interests of creditors. This is a procedure designed to promote , and came into effect on September 23, 2004.
If an individual debtor whose total debt is less than KRW 1 billion in the case of unsecured debt and KRW 1.5 billion in the case of secured debt and who is likely to receive income continuously or repeatedly in the future repays a certain amount for 3 to 5 years, the remaining debt can be repaid. This is a procedure to receive an exemption.
What is a personal rehabilitation loan? These are specialized loans for people undergoing personal rehabilitation.
Application qualifications
Debtors who can use the personal rehabilitation procedure are “salary earners” and “business income earners” with a certain income, and only individuals who are currently insolvent due to excessive debt or are at risk of becoming insolvent can apply. .
Free Legal Aid Corporation Information
The Korea Legal Aid Corporation provides legal counseling, litigation representation by lawyers and public interest legal officers, criminal defense, and other legal services to people who do not receive sufficient protection from the law due to financial difficulties or ignorance of the law. Legal consultation is provided free of charge on all legal issues to all citizens.
Free personal rehabilitation support
Since August 2014, the Credit Recovery Committee has been providing free, one-stop support for personal workouts and free workouts, as well as consultation and document preparation related to personal rehabilitation and personal bankruptcy applications in conjunction with the Legal Aid Corporation and the courts.
It has been said that illegal voice phishing impersonating Capital has been rampant recently, so please be especially careful to avoid being harmed.
Please immediately report any matters related to illegal distribution of personal information or damage from financial fraud to the National Police Agency (112) or the Financial Supervisory Service (1332). Our company is not affiliated with any capital company, and we never request any illegal money or fees.
We promise to take the lead in protecting the personal information of our valuable customers. If you have any other questions, please contact our call center (1899-4685) at any time.
Personal (credit) information acquired from the applicant in connection with this loan consultation application is subject to personal information protection in accordance with Articles 15, 22, and 24 of the Personal Information Protection Act and Article 22 of the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. must obtain consent.
Accordingly, I agree to your company collecting and using my personal information as follows.
1. Purpose of collection and use of personal information
Loan consultation and product information, loan application reception, follow-up consultation and guidance through phone call or SMS in case of interruption
2. Personal information items collected
Name, cell phone number, product requested
3. Retention and use period
From the date of consent to collection and use of personal information until the purpose of collection and use of personal information is achieved
4. Information on the right to refuse consent
You may refuse consent to the collection and use of personal information, and may withdraw your consent at any time. However, consent to the collection and use of the above personal information is an essential procedure for loan consultation/application, so if you do not agree, the service cannot be provided.
