I have done business with many banks so far,
KB Kookmin Bank has by far the worst UX and customer experience.
Kookmin Bank, which was created and used when I first came to Korea a long time ago. 국민은행 한도제한계좌
Strangely, as we entered the era of internet banking and mobile banking, I never used it (which was also partly due to the fact that Kookmin Bank’s mobile app consisted of the worst UX and 7 satellite apps), and eventually I found out that it was a limit-limited account. .
The problem was that there was a way to solve this, and even if you bring your ID and other documents, you cannot restore the account at all, and you cannot create a new one. hehe 이베이스매뉴얼
“Since there are various circumstances, it is the decision of the bank clerk to release the limit-limited account.”
It was written somewhere
After all, those employees don’t want to do business with me.
In these busy times, to treat a person who has had a hard time going to the bank like this.
Testimonials when I think about wasting more than 3~hours of time because of KB Bank…
A bank that is behind Kakao Bank also has a bad service.
Now, I no longer want to give 0 won of my money to KB Bank.
I will only do business with Cabin, Shinhan, and Woori Bank.
(In the end, I deposited the foreign currency I brought with me to the Industrial Bank of Korea.)
So, the banks I deal with are SC First Bank, Cabin, Woori Bank, Shinhan Bank, and IBK… This is how they are organized. KB Kookmin Bank will never go back. 🙂
( ↑ Here is the review of joining the working incentive savings savings account!)
A year ago, I signed up for three savings accounts at Shinhan, Nonghyup, and Kookmin Bank.
Kookmin Bank savings account has already expired!
Calls and texts from Kookmin Bank from a week ago, there was a lot of chaos ;;
I canceled it just after 10 days!
The deposit account was due on May 14th, but the automatic debit date is on the 10th, so the maturity date is 10 days.
Anyway, just go to the KB Star Banking app! It’s written in red, but I’m proud of it ^^
Click on Cancellation Prediction Inquiry.
Actually, I did a cancellation inquiry from a week ago, and even then, it said that it had already expired.
Can I not meet the expiration date…?
Anyway, if you select an account and click Search, the principal and interest are displayed.
After confirming the amount, choose to cancel.
After canceling, select the account to receive the deposit and press the account password. The same screen as before will show the deposit account number at the bottom.
If you go all the way down, you have to do SMS authentication, but if you enter the authentication number and the mobile certificate password, the cancellation is over!
easy?
It was easy to cancel, but the problem is…
I haven’t used the KB deposit/withdrawal account since about two years ago, so it was changed to a limit-limited account.
The daily transfer limit was 300,000 won, so I couldn’t deposit any savings, so I transferred from Shinhan Bank and did something.
Are you saying that there is no need to use the Kookmin Bank account, so I just left it?
This time, when I canceled the savings account, the money was transferred to the Kookmin Bank account.
Because I can only transfer 30,000 won a day
I can’t get that money out hahahahahahahahahahahahahahahahaha
I looked it up on naver
If the transaction performance is more than 3 months, it will be released immediately, but the bank has to go
So I went to the bank the next day…(Ha…)
I made a Kookmin Bank card around September of last year and am using it.
As the performance was recognized, I immediately opened the limit-limited account! Cut 5 minutes.
First, I bought meat with interest, and if it was like last year, I would have bought all the stocks,
Right now, the market is not at all, so I put the rest of the principal and interest in the toss.
I’m slowly getting wet (ㅠㅠㅠㅠㅠㅠㅠㅠ)
These days, when I open an account, it is very inconvenient because it is opened with a limit-limited account.
The conditions for canceling the limit-limited account are also very strict.
So, today, I will tell you how to transfer more than 300,000 won to a limit-limited account online and how to cancel a limit-limited account.
How to transfer more than 300,000 won to a limit-limited account
First, I will tell you how to transfer more than 300,000 won to a limit-limited account.
There are two ways
1. Close the account (face-to-face)
2. Set up automatic debit (non-face-to-face)
You must visit the branch to close the account
If today I need this money! We recommend that you visit the branch and cancel it.
You can transfer only up to 300,000 won by yourself.
Automatic debit is a magic that can be transferred even if it is more than 300,000 won..
Automatic debit is possible non-face-to-face, but
It is not possible today, and the transfer will be made from the next day.
Please note that if the automatic debit date falls on a weekend/holiday, the transfer will be made on the next business day.
ex) Set the automatic debit on Friday and set the transfer date to fall on Saturday
-> Not on Saturday, but on Monday
How to set up direct debit
Install the Star Banking app and log in.
Click on the three lines indicated by the blue arrow
After searching for direct debit in the search bar, click Register Direct Debit
Agree all and click next
Please select a limit-limited account for the withdrawal account.
Please select the bank and account number to transfer to.
It depends on which bankbook it is, but if the direct debit fee is not free
A fee of 300 won or 500 won is charged for transfers from our bank to another bank.
Our bank -> our bank is free of commission
National One Passbook is also free of charge for direct transfer to another bank.
Enter the amount to be transferred
You can leave the automatic debit period as it is if you are going to proceed in that month.
If you plan to proceed in the next month, please set the date to the next month.
ex) 2022.04 ~ 2022.04
Now the automatic debit cycle is important.
If you say you need money today and set it to today’s date, the same day automatic debit is not available.
Automatic transfer is possible from the next day
If you have to pay monthly rent or monthly, you can set the automatic debit period for as many months as you want.
Automatic debit cycle: 1 month unit
Direct Debit Date: Set the next day or the desired date
Please enter your account password
After confirming that it is correct, click the Next button
Please verify yourself
After verification, click the OK button
I have a KB mobile certificate, so I authenticated with a mobile certificate.
If you have a joint certificate or financial certificate, please certify with it again.
Registration is complete
If you would like to re-verify, please click View Registration Details.
Please double check the next payment date!
If you want to change, click Change.
Deposits and withdrawals from our bank -> Automatic transfers are made at 10:00 am and 8:00 pm for bank deposits and withdrawals.
In my case, the transfer was made at 10:07 am the next day.
Our line->Other line is said to take place at 9 am and 4 pm.
How to change the direct debit date and amount
Click the three lines in the top right corner of Star Banking Home
After searching for direct debit in the search bar, click Search/Change/Cancel Direct Debit.
Click on the withdrawal account you want to change
You can change or cancel the automatic debit by clicking on the automatic debit you want to change/cancel.
How to cancel a limit-limited account
This is the range that can be used in the case of a limit-limited account.
Non-face-to-face release room
How to cancel face-to-face