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Home – Loans – Latest updates on where college students can get loans, from small loans of 500,000 won to living expenses loans
Today we will tell you about college student loans.
The thing I most recommend is actually a student loan from the Korea Scholarship Foundation. This is because the interest rate is low and you can borrow up to 1.5 million won per semester, so you can borrow an appropriate amount as needed.
In addition, the loan period is very long and you can repay it after you get a job, so it is a loan that is less burdensome in many ways.
In the case of Korea Scholarship Foundation college student loans, there is a separate post that covers it, so please refer to the post below.
Find out everything about 2023 student loan interest, conditions, repayment tips, and whether or not you can contact your parents.
In addition, we will look at various loans ranging from small loans of 1 million won to living expenses loans.
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The first college student loan is the Kakao Bank emergency fund loan, which is the most famous emergency fund loan.
Loans are available from small amounts of 500,000 won to 3 million won, and can be borrowed on a yearly basis.
Since the interest rate is variable, you must pay attention to your repayment plan.
It is a loan that many people use because it can be easily obtained by anyone over the age of 19, regardless of occupation or income.
For reference, if you have been rejected for a Kakao Bank emergency fund loan, please refer to the post below.
What if I’m rejected for an emergency fund loan? Solve it like this. Reasons for rejection and tips to solve the problem in 5 minutes!
This time, it is the DGB Tsudam Tsudam Easy Loan that is available not only for office workers and business owners, but also for housewives and college students.
Some of you may have heard of DGB Bank for the first time. There is no need to be suspicious because it is the new name of Daegu Bank.
Please note that there is no fee for this loan even if you repay it mid-term, so it can be conveniently used if you need a small amount of money in a hurry.
This time, it is Cider Bank’s college student loan.
Anyone over the age of 20 can apply for a loan, regardless of occupation or income.
However, there is a condition that your credit score must be 350 or higher.
If you are not sure about your credit rating, please check the post below.
Personal credit information viewing service – Credit For You Personal Credit Information Inquiry 2023 Latest Version
How to raise your credit rating by 1 level, summary of rating table, benefits, etc.
This time it’s a slightly special college student loan.
Some people may be experiencing difficulties due to lack of deposit for monthly rent or lease. An association called Building the World Together is said to be providing ‘interest-free’ loans of up to 20 million won per person for these young people.
This can be seen as a type of social contribution loan service being implemented under the name of the ‘Youth Housing Finance Alpha Project’ of the Life Insurance and Social Parks Committee.
In addition, we are providing student loans of up to 10 million won to young people with high-interest debt, so if you are interested, please visit the site below.
The last is Shinhan Bank’s very convenient emergency fund loan.
You can also borrow up to 3 million won, and you must have a guarantee from Seoul Guarantee Insurance to receive a loan.
This loan is available to anyone as long as they do not have frequent delinquencies or unpaid communication fees, so please take a look.
For your reference, those who use Shinhan Bank as their main bank also receive preferential interest rates, so please check the page below.
Today, we learned about the terms and conditions of college student loans.
In addition to this, we provide a variety of information, so please refer to the posts below as well.
Can I also receive a special guaranteed loan for people with the lowest credit? Check it out now
Emergency fund loans for the unemployed: 3 types with the lowest interest rates
Abolition of Nonghyup All-One Emergency Loan! What other emergency loans are available for up to 3 million won for unemployed or low-income earners?
Learn about the top 5 small loans that are easily approved for the unemployed.
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