신한저축은행 사잇돌2 대출This is information on Shinhan Savings Bank’s Cyitdol 2 loan eligibility conditions, limit, interest rate, and application method.
The Saitdol product is for people with low credit and low income. If you meet the minimum standards, you can check limits and interest rates and even apply for a loan using your smartphone.
Please read the eligibility requirements and application method described below and see how much you can receive if you apply now.
Saitdol Loan is a product created for people with low credit or income. As a result, the application eligibility requirements are not as strict as those for general loans. However, if your credit and income conditions do not meet the standards for a loan from the first financial sector, you have no choice but to use the second financial sector’s second stone product.
Now, let’s take a look at Shinhan Savings Bank’s Saitdol 2 application eligibility requirements.
Shinhan Savings Bank’s Between Stone 2 Loan can be applied by office workers and self-employed individuals, as well as pensioners who do not have a job but have a certain pension income.
An office worker must have been working at the current job for more than 5 months and have an annual income of 12 million won or more, and a self-employed person must be a self-employed person who has been running the business normally for more than 4 months and have an annual income of 6 million won or more. Additionally, if you are a pensioner, you must have received a pension for at least one month and have an annual income of 6 million won or more to apply for the Saitdol 2 loan.
The maximum limit for Saitdol 2 is 30 million won, but the actual limit applicable to an individual varies depending on each individual’s situation. Saitdol 2 is a product that is executed using a guarantee from Seoul Guarantee Insurance as collateral. Therefore, the loan limit is determined within the range of the deposit amount of the guarantee.
You can find out the limit you can receive when applying for a loan on your smartphone. For more information, please see “How to Apply for a Loan” below.
You can easily apply for Shinhan Savings Bank’s Saitdol 2 loan with your smartphone.
(1) Go to the full menu view in the Shinhan Savings Bank app.
(2) Select “Loan Product > Saitdol 2 Loan”.
(3) Click the “Apply for Loan” button.
Please follow the instructions below to proceed with the loan application process. You can check the loan limit and interest rate through personal authentication.
Saitdol 2 is a guarantee linked product of SGI Seoul Guarantee Insurance and is determined according to the rating of Seoul Guarantee Insurance and the rating of Shinhan Savings Bank’s credit rating system. The loan interest rate ranges from a minimum of 9.0% to a maximum of 18.2% as of April 2024.
◇ Loan period, repayment method
◇ Proof of loan eligibility
(1) Salary earner (select 1)
(2) Business income earner (select 1)
(3) Pension earner
◇ Proof of income amount
(1) Salary earner (select 1)
(2) Business income earner (select 1)
(3) Pension income earner (select 1)
