New car installment payment
It’s like wartime.
In the past, if you paid for a new car,
Capital or banking, usually in such a financial sector
run a car loan
you would have received
However, the financial sector 신한카드 자동차 카드할부
affected a lot.
Base rate as of March 2022 이베이스매뉴얼
It’s over 4.8%.
That’s why a lot of people use it lately.
It is a car card installment.
Capital loans have high interest rates
1Financial sector still has high entry barriers.
The blog owner with first-class credit
1Financial new car installment
It didn’t come out well.. ㅠㅠ
So far, 1 finance is the 4 major insurance subscribers
professionals, civil servants, etc.
Only those with a certain income
obviously benefit
There seems to be
(Of course, above the minimum income standard)
Let’s reflect on this!
Until when will the common people have 1 finance?
Can’t even use it?
On the other hand, credit card installment is more
The barrier to entry is rather low.
Individual entrepreneurs, freelancers, daily workers, unemployed
Housewives, students, soldiers, etc.
If you have no problems with your credit score
for everyone to use
It is set.
What is the most popular place to use car credit cards?
“Samsung Direct Auto Installment”
Because it’s here
We want to take a quick look at it.
A brief look at the product
Interest rates range from 1.0 to 2.3%.
(Wow, the interest rate is really cheap)
This interest rate is a fixed interest rate.
However, as you can see, you need to have a high credit score.
Simple Credit Score Nice/KCB Score
not only
Because it is an internal class
Credit score/expected loan status/credit transaction period
Overdue history/card usage amount, etc.
Comprehensively converted, Samsung Card
Determine the internal class.
You must be in level 3 there.
New car installment is available.
and even if available
Proof of income and employment for more than 6 months
Because it has to be
Please take note!
Another thing to note
Execution after approval of installment
If you have a Samsung card, use your existing card.
you can pay
If not, a new issue
say you need it.
The next most used place is Shinhan Mica Installment.
In fact, with Samsung Direct Auto Installment
There seems to be no big difference.
Both products are pure credit card installments.
Because it’s a card installment
not covered by the loan
There is no midterm redemption fee!
I think this is a really big plus
Especially since I’m not caught on a loan
Future charter loans, home loans, etc.
Those with a loan plan
With credit card installments that are not covered by loans
I think you are right~
However, there are many advantages of ultra-low interest rates.
as much as a product
You must have good credit
it seems to be
Other KB Slim installments
Woori Card Auto Card Installment, etc.
terms and conditions of interest
All products are the same.
If you are unemployed, daily, housewife, or student without proof of employment
Is credit card installment impossible?
Of course you can.
I said so at first too
The credit card payments mentioned earlier
but not available
A simple credit inquiry
Available car card installments
Do you have a different product?
Right away
“Hana Auto Installment / Hyundai M Installment (Hyundai Card Installment)”
no see.
In the case of Hyundai M installment, Hyundai/Kia Motors
As a self-managed product
Hyundai is “mobility installment”
Kia’s “M Installment”
I am writing a name.
Hana Card Auto Installment / Hyundai Card Installment
Both products have a maximum interest rate of 2.9%.
It is a low interest rate that does not exceed
However, abnormal products are caught on loan.
However, the installment use is very simple and
Because the barrier to entry is low
Also, there is an advantage in that
There seems to be!
The above products are only for credit card issuance standards
You can apply.
(Issuance X if you have an existing card)
You own real estate in your name and pay property taxes.
Head of household paying local medical insurance
Own a car in your name (more than 3 months)
Those who have paid various insurance premiums of 150,000 won or more for 6 months or more
A person with a total payment of various insurance premiums of 900,000 won or more
apartment dweller
Deposit and installment savings subscribers (including housing subscription)
Criteria for issuing credit cards
It doesn’t matter if only one of them applies.
※ Hana Card auto installment later
Hyundai Card installment is individually written
I plan to upload one more time.
In particular, many people pay for Hyundai Card installments.
Save Auto you are curious about
To be listed as a discount
I’ll do it!
More about new car installment and car card installment
Let’s finish the review.