애플론 무직자 대출Apple Loans for the unemployed can receive loans with high limits.
It can also be used as a living expenses loan for the unemployed.
As a loan broker, some people may be worried, but looking at Apple Loan loan reviews, many people are satisfied.
Therefore, you don’t have to worry too much.
Today, we will learn about Apple Loans for the unemployed.
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Apple Loan for the unemployed is a loan product that anyone can apply for who is not covered by the four major insurance policies (housewives, freelancers, college students, etc.) and has difficulty proving income.
There is no credit score standard, but in general, a score of 350 or higher is required by NICE for loans to the unemployed.
The interest rate for this product is within 20% per annum.
20% per annum is the legal highest interest rate, so only the highest interest rate can be confirmed without a separate minimum interest rate.
Typically, interest rates are set differently depending on a person’s credit score or ability to repay.
Therefore, if the conditions for those using the product are not very good, the interest rate is likely to be set almost the same as the highest interest rate.
If the interest rate is high, repaying quickly can reduce the interest burden.
This product can be loaned up to 30 million won.
Apple Loan is a loan brokerage company, but it offers a variety of products for people who typically have difficulty obtaining loans.
In particular, compared to loan products for the unemployed, this product offers a high limit.
In general, the limits of loan products for the unemployed are often not provided this high.
You can apply for a loan with a minimum loan limit of 1 million won or more.
The loan period can be set up to 60 months.
However, if you plan to use it for a long period of time, it is recommended to set it to within 5 years.
If the interest rate is set low, there is no problem in repaying at your leisure, but if not, it is better to make a good repayment plan and repay quickly.
The minimum repayment period can be set from 1 month or longer, so you can use it even for a short period of time.
And, since this is a product with no early repayment fee, early repayment is possible at any time without a fee.
If you repay the principal early, you can significantly reduce your interest burden.
You can apply for a loan for the unemployed through the Apple Loan website or mobile app.
There are no preferential interest rates depending on the registration method, and since it is a non-face-to-face loan product, there are no separate branches.
You can apply quickly by using the loan application link.
According to product reviews, there are opinions that although the interest rate is high, it is a good product if you borrow only the money you need and manage it without delinquent payments. There are also opinions that it was approved without difficulty and that the limit of 6 million won was given to the person who is unemployed but has a credit rating of level 9.
Additionally, some say it was good that it was approved right away without any rigorous screening.
However, please carefully review the interest rate and limit of the loan product before using the product.
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