③ The preferential rate of condition 2) is applied to the interest calculation period (1st to the last day) of the month following the month in which the condition is met, and the same applies to new ones.
④ Simple payment transaction performance of condition 2) means real-time account transfer using simple authentication (biometric authentication, simple password, etc.) for prepayment and payment by registering this deposit in a simple payment application, etc. 웰뱅 모두페이 통장
⑤ The simple payment transaction performance of condition 2) is recognized only for transactions that occurred with the institution code of the simple payment (Pay) company specified below.
※ Easy payment (Pay) company and institution code 이베이스매뉴얼
⑴ Viva Republica (Toss): FSB000001, C110647739
⑵ Kakao Pay: FSB000002, C010268581
⑶ NHN Payco (PAYCO): FSB000003, C010120494
⑷ Naver Financial (Naver Pay): FSB000004, C010108814
* If the above simple payment (Pay) company is changed, it will be posted through the branches and the Internet homepage. Performance is recognized until the last day of the month to which the excluded day belongs
In other words, if the monthly simple payment transaction performance is 100,000 won or more, the deposit balance is 3.0% for 500,000 won to 1 million won, and 0.5% for more than 100,000 won.
I was instantly taken aback by the word of the maximum interest rate of 3% per annum, but after taking a closer look, I…
Is it a marketing passbook? I want it haha
However, if you keep only 500,000 won to 1 million won as a deposit and use more than 100,000 won per month as a simple payment, you can get an interest rate of 3% per year! Interest is also paid monthly, so it might be a good small-amount parking passbook for those who use the splitting account well.
Welcome Employee Love Ordinary Deposit
The Employee Love Ordinary Deposit is an exclusive product for office workers with preferential interest rates according to conditions.
If you can sign up for a new subscription through a branch or mobile banking, and you already have a Welcome Plus Ordinary Deposit or Welcome Non-face-to-face Common Deposit passbook, you can convert the product to Employee Love Ordinary Deposit.
Welcome Employee Love Common Deposit Interest Rate Details
Basic interest rate: 0.5% per annum (variable rate)
Preferential interest rate Condition 1: 0.5%p added per year if there is a salary transfer of 1 million won or more
Preferential interest rate Condition 2: If there is at least one CMS or Giro automatic payment by linking this deposit in the current month, 0.5%p is added per year
Preferential interest rate Condition 3: If you agree to the collection and use of personal information for the current month (for marketing use, etc.) and membership subscription use, 0.5%p added per year
If you look at these conditions alone, you can be guaranteed an interest rate of up to 2%.
However, if we look at the details
※ Preferential rate details
① When the deposit balance exceeds 10 million won, the preferential rate of conditions 1 and 2 is not applied to the amount exceeding 10 million won (condition 3 only)
② Salary transfer in condition 1) refers to a case in which more than 1 million won is deposited in terms of salary, monthly salary, monthly salary, and bonus.
③ The condition of agreement 3) means that both conditions are maintained as of the end of the month.
In other words, up to 10 million won is up to 2%, and over 10 million won is 1%.
With the recent news of interest rate hikes, most banks are making moves to raise the base rate.
In addition, it is observed that the interest rate for savings accounts will also increase once, and savings products with already raised interest rates are being launched. If you want to store a small amount of money for a while, please choose wisely with a product that meets your personal preference, storage amount, and conditions.