주택청약 1순위 조건Let’s look at the first priority conditions for housing subscription. Just having a subscription passbook cannot be the number one condition because many people already have it. Let’s find out what the 1st priority condition is when applying for subscription and how to get additional points.
1st priority condition for housing subscription
Housing subscription is a bank product that gives the housing subscription right, which is called a housing subscription comprehensive savings, and is one of the types of deposits. It’s called a housing contract.
There are two types of housing: National Housing and Civilian Housing. Depending on the type of housing, subscription qualifications, tenant selection methods, and re-winner restrictions apply differently. ①National Housing
② Private housing
In case of subscription, individuals residing in Korea can sign up, and anyone can sign up regardless of age or qualifications. In the case of savings, you can pay the amount you want between 20,000 won and 500,000 won per month. The documents required for signing up for the subscription account are as follows:
Required Documents for Subscribing to the 1st Condition for Housing Subscription
By preparing the above documents, you can apply for membership at 1 financial institutions such as Woori Bank, Hana Bank, Industrial Bank of Korea, Shinhan Bank, Nonghyup, Kookmin Bank, Daegu Bank, Busan Bank, and Kyongnam Bank.
In the case of overheated speculation districts and overheated subscription districts, two years must pass after joining the subscription account to qualify for the first priority. In the case of areas other than the metropolitan area, since they are non-regulatory areas, six months after signing up, you become eligible for the first priority.
In the case of the number of payments, 24 payments must be made without arrears to become the first priority condition, and 12 payments in other areas in the metropolitan area and 6 payments in non-metropolitan areas must be paid without arrears.
You can freely deposit a monthly payment of at least 20,000 to 500,000 won in the subscription account, but there are separate efficient amounts and number of payments that create the first priority condition depending on the type and size of the house, rather than putting in a large amount unconditionally.
1st priority condition for housing subscription
In the case of houses larger than 40㎡, the person with the largest amount of savings falls under the first priority condition.
※ Find out the standard deposit amount available for subscription
Subscription bankbook 1st condition standard deposit
You can deposit 100,000 won per month for a minimum subscription period of 2 years or more, and deposit up to 200,000 won as much as the income deduction target at the end of the year. In the case of deposits, even if you do not meet the standard, you can freely pay, so you can pay the insufficient amount later.
How to cancel the subscription passbook, notices on disadvantages when canceling
Let’s look at how to cancel a subscription passbook, and the disadvantages and precautions when canceling. Every time the real estate price rises, the subscription bankbook is considered the number one bankbook in investment technology, but the number of subscription bankbook cancellations in the last year alone is 100.
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Even if it falls under the first priority condition for housing subscription, it is a competition, so the winning of the subscription will be determined through an additional point system and a lottery system. In the case of less than 85㎡, the prize is awarded in the order of highest score with an additional point system. Here’s how to get points.
If you get the most points in the above conditions, you can get extra points.
We learned about the 1st priority conditions and additional points for housing subscription. As it is difficult to buy a house, a subscription bankbook has become a prerequisite. It seems that the advantages of the subscription passbook are gradually disappearing as there are more competitors. However, if you take even a little extra points and get closer to the first-rank condition for housing subscription, it is better to use the subscription bankbook as much as possible because it increases the probability of winning the subscription with favorable conditions.
1st priority condition for housing subscription, additional points for housing subscription, subscription to housing subscription
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