2024 청년도약계좌 조건 및 신청방법 2024 Youth Leap Account conditions and application method

There is a government-supported system for young people. The Youth Leap Account is a government-supported savings account that helps young people aged 19 to 34 save up to 50 million won by paying up to 700,000 won per month for five years. Every young person should enjoy the tremendous benefits of receiving tax-exempt benefits and a government contribution of up to 6% every month, so check the application period and don’t miss out on applying.

청년도약계좌 조건

청년도약계좌 조건

The interest rate for the Youth Leap Account is decided autonomously by the bank that handles it. It is a 3-year fixed line or a 2-year variable line, and can be checked on the Korea Federation of Banks website. Please compare and sign up to see where you can get the most interest.

Korea Federation of Banks website

 

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Youth Leap Account can be duplicated
Youth Leap Account application period
Conditions for signing up for the Youth Leap Account
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Other articles in the ‘Information’ category
Youth Leap Account can be duplicated
The most important thing is that you may be wondering whether you can create a duplicate Youth Leap Account. Of course, those who are signing up for the Youth Hope Savings Savings Plan will naturally want to sign up as better products are released.

 

First of all, only one account can be registered per person across all banks handling the Youth Leap Account. Additionally, if you have signed up for and are maintaining the Youth Hope Savings Account, you cannot sign up at all.

 

Young people applying for the first time can apply, and even if you previously applied but were unable to open a savings account because the application was not completed, you can reapply and open an account after confirming that you meet the requirements for the Youth Leap Account.

 

 

Youth Leap Account application conditions, checking interest rates, saving a lump sum

 

There are changes to the Youth Leap Account in 2024. Parental leave benefits will also be included in the income required for subscription, so even those on parental leave can sign up for the Youth Leap Account.

 

 

 

Youth Leap Account application period
The application period for the Youth Leap Account is the 1st and 2nd week of each month. If you are not approved after viewing, you can reapply for a Youth Leap Account at the beginning of each month after the conditions are met.

 

Please check the schedule for registration and account opening as it is announced on the Korea Inclusive Finance Agency website at the beginning of each month.

Check the Youth Leap Account schedule

 

 

You can apply for the Youth Leap Account between January 2nd (Tuesday) and January 12th (Friday). The January subscription application period is the same as the account opening period for December subscription applicants.

 

If you are a single-person household among those who applied for membership in January, you can open an account starting 3 business days after the end of the application period. You can open an account from January 18th (Thursday) to February 8th (Thursday).

 

For young people applying from a household of two or more, account opening is possible from Monday, January 29 to Thursday, February 8.

 

 

Conditions for signing up for the Youth Leap Account
In the case of the Youth Leap Account, the manna is applied based on the date of subscription. People between the ages of 19 and 34 can apply. If you have completed military service, you can apply up to age 36, taking into account the period of service.

 

The subscriber’s personal income, including both personal and earned income, is evaluated. The total salary for the immediately preceding tax period must be KRW 75 million or less or the comprehensive income tax amount must be KRW 63 million or less.

 

Youth Leap Account application conditions, checking interest rates, saving a lump sum

 

Youth Leap Account application conditions, checking interest rates, saving a lump sum

 

 

For the Youth Leap Account, income is the basic requirement, so if you have no income or cannot prove your income, you cannot sign up. Even if you only have tax-exempt income, you cannot join.

 

From 2024, workers who are receiving childcare leave benefits will also be able to apply, so please check.

 

In addition, the standard median income based on the number of household members must be less than 180% of the annual salary. Please check the table below to check the standard median income amount.

 

From January to June, the current standard 2022 standard median income table is used as the standard, and from July when income is confirmed, the 2023 standard median income table is used as the standard for evaluation. Please check the data below as it is the median income table as of 2022.

 

 

Number of household members 2022 standard median income 180% (annual)
One-person household 42,007,939 won
Two-person household 70,417,836 won
3-person household 90,605,542 won
4-person household 110,615,328 won
5-person household 130,129,524 won
6-person household 149,191,286 won

 

 

 

A table is attached to calculate contract contributions and maturity receipts.

Payment limit based on personal income Matching ratio limit
Total salary less than 24 million won
(Comprehensive income 16 million won or less) 400,000 won 6.0% 24,000 won
Total salary less than 36 million won
(Comprehensive income 26 million won or less) 500,000 won 4.6% 23,000 won
Total salary less than 48 million won
(Comprehensive income 36 million won or less) 600,000 won 3.7% 22,000 won
Total salary less than 60 million won
(Comprehensive income 48 million won or less) 700,000 won 3.0% 21,000 won
Total salary less than 75 million won
(Comprehensive income KRW 63 million or less) Only tax-exempt benefits are applied without government contribution.

 

It is said that the youth leap account open KakaoTalk room has been opened. Even if you scan the QR code, you can go straight to the open chat room by clicking the link button below.

 

Youth Leap Account application conditions, checking interest rates, saving a lump sum

 

 

Youth Leap Account application conditions, checking interest rates, saving a lump sum

This is what I’m most curious about about the Youth Leap Account. If you have any questions, please refer to the table below.

 

 

Youth Leap Account application conditions, checking interest rates, saving a lump sum
Youth Leap Account application conditions, checking interest rates, saving a lump sum

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You can apply for the Youth Leap Account in the first or second week of every month, so carefully check the interest rates of each bank and hope that it will help you save a lump sum of money.