태아보험 가입시기If you recently look for books or related information related to pregnancy or parenting, you can easily come across stories about fetal insurance. Since many parents want and seek professional coverage of fetus insurance, insurance companies are also promoting various plans for fetal insurance and children’s insurance. If you want to compare information related to fetal insurance from various insurance companies, you can easily get help by using the comparison site (http://bohumstay.co.kr/jbaby/?ins_code=bohumbigyo&calculation_type=1&checktype=baby).
After the baby is born, if you complete the legal report and register the fetus, you can immediately receive coverage from fetus insurance. Fetal insurance does not end with just signing up for fetal insurance during pregnancy, but when a baby is born, it is necessary to register the birth, generate a social security number, and complete the request for fetal registration before formally qualifying for fetal insurance coverage.
Fetus insurance is not a special insurance product, but in fact, it is an insurance product in the form of a fetal special contract in children’s insurance. It is an insurance product that prepares in advance to receive separate coverage from the time the fetus is in the belly by adding a special contract for the fetus to child insurance. For a baby in the womb who does not yet have a social security number, a separate special contract is put in and insurance is purchased, and if the baby is born with a low birth weight or has a congenital abnormality, it is prepared to receive compensation. Since hospitalization, surgery, and medical expenses can be supported, the coverage of fetal insurance is very broad.
In the case of private insurance, it is not possible to join after being diagnosed with a disease or disability. So, there is a need to sign up for fetal insurance to prepare for an emergency when the fetus is still in the belly. If so, when is it good to sign up for fetal insurance? Even before giving birth, it does not mean that you can sign up for fetal insurance at any time throughout your pregnancy. So, it is recommended to finish preparing to sign up for fetal insurance before the time when you can sign up for fetal insurance.
The time to sign up for fetal insurance is commonly seen as up to 22 weeks and 6 days of pregnancy. Each insurance company has a slight difference in when you can sign up for fetal insurance, but in general, you can sign up for fetal insurance without any problems only if you finish preparing to sign up for fetal insurance before 22 weeks. It is possible to design a fetus special drug included in child insurance only if you subscribe before 22 weeks of pregnancy, and if you sign up after that, you can receive only the general child insurance coverage.
Just because you are less than 22 weeks pregnant does not mean you can sign up unconditionally. Around 12 weeks of gestation, the first test for abnormalities is performed. At this time, if the result of the deformity test is not good, even if you apply for fetal insurance, you may be rejected. So, the best time to sign up for fetal insurance is to prepare and complete pre-registration before 12 weeks of pregnancy before the first deformity test. If the fetal insurance is reviewed after the hospital record has already been created, depending on the reason, subscription may be rejected or even if subscription is approved, there may be a disadvantage in having to subscribe with a significantly reduced guarantee.
You can prepare for congenital diseases diagnosed after birth by subscribing to the special fetal medicine. In case of giving birth to a low birth weight baby, the cost of hospitalization in an incubator, and if NIQ treatment is required, the cost of surgery for a newborn disease or subsequent treatment can be covered through fetal insurance.
Since various insurance companies sell prenatal insurance by configuring the actual cost or guarantee, compare all the quotes of various insurance companies on the comparison site (http://bohumbigyo.kr/jbaby/?ins_code=bohumbigyo&calculation_type=1&checktype=baby) before signing up. It is desirable to determine You should also compare the overall coverage rate, but you should also check whether the payment rate or speed is high and fast when the insured actually claims insurance money. If you sign up for a fetus insurance product with a high complaint rate, you may end up not getting paid quickly even if you actually make a claim. It is recommended to refer to this site as you can find various information such as how to sign up for fetal insurance, the age to sign up for fetal insurance, and the amount of fetal insurance, as well as tips for signing up for fetal insurance.
