How do I check communication class? The telecom rating is a rating that evaluates the creditworthiness of customers based on information such as bill payment details and micropayments of customers of SKT, KT, and LG U+, known as the three major telecommunications companies in Korea.
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Most loans in the market are evaluated by approval or rejection based on personal credit scores. In this way, there are places that provide loans only with individual communication ratings.
In other words, since it is a loan that does not require Seoul Guarantee Insurance, it is good to use if Seoul Guarantee Insurance is rejected. 통신등급조회
It is even the first financial sector, and the interest rate is 5-6% per year. Rather than looking for a high-interest loan from the beginning, check first if you can get a bank loan.
These days, it is also used a lot for bank microloan screening. However, budget phone users cannot calculate the communication grade, and SKT KT LG U+ users can proceed with the loan through communication grade inquiry. 좋은뉴스
Only the owner of the mobile phone under his or her name can check whether the loan is possible after checking the communication rating.
Unemployed or freelancers find it difficult to prove their income, so there are many inconveniences in using commercial loan products.
Loan products based on telecommunication ratings can be fully used by people with little financial transaction performance, such as unemployed people with no income, college students, and freelancers, if they manage their telecommunication ratings well.
Communication class inquiry confirmation
SKT communication rating inquiry method
Download the PINK App
Sign up
Click the 3-dot More menu at the bottom of the home page
T-score query selection of credit items
Agree to Terms and Conditions
Check SKT communication rating
How to look up KT communication rating
Until recently, the KT Financial Benefits website, which allows direct inquiry online, was operated, but currently, you can inquire and check the communication level only at the KT Customer Center, so please refer to it.
KT Customer Center – Mobile phone +114 , 1588-0010
KT Customer Center [Go]
LG U+ communication rating inquiry method
From the beginning, LG U+ did not provide a service that allows you to inquire about communication ratings on the Internet. Therefore, if you are curious about your communication rating, you can inquire through the LG U+ Customer Center.
LG U+ Customer Center – 1644-7070
LG U+ Customer Center [Go]
There are places where you can immediately check your communication rating online like this, and there are places where you can’t. There is also a way to roughly infer your communication level.
You can make a rough estimate based on whether you have not paid your bill, roaming charges for micropayments and overdue, what rate plan you are using, membership level, and how long you have been using it.
To get a loan, you must first have no arrears. The same goes for communication charges.
If you have not paid your bill within the last 6 months, or if you frequently make micropayments, or if you have not paid micropayments, it is highly likely that your telecom rating is low.
There are many people who are looking for products that can be loaned online with only telecommunication grades for loan purposes and credit card payments.
It is probably because of the advantage that it is convenient because there is no need for paperwork, the interest rate is low, and it is a small loan that can be processed quickly and without any burden.
If you use an emergency fund loan in the 1st financial sector, the interest rate is lower than in the 2nd financial sector, and you can safely borrow from 500,000 won to 5 million won through the application, so it is also useful. If you are looking for a place where you can get a small loan, please refer to the article below.
4 emergency measures you can take right before credit card delinquency (emergency fund loan information)
Credit Rating Scorecard
There is no scorecard for communication ratings, but you can check your credit score through the credit rating scorecard.
Please note that if your credit rating and credit score are too low, there is a possibility that your telecom loan will also be rejected.
Nice & KCB Credit Rating Table
Rating KCB Nice
1 942~1000 900~1000
2 891~941 870~899
3 832~890 840~869
4 768~831 805~839
5 698~767 750~804
6 630~697 665~749
7 530~629 600~664
8 454~529 515~599
9 335~453 445~514
10 0~334 0~444
You can easily check your NICE and KCB credit scores in Kakao Pay Asset Management and Naver Pay Asset Management.