펫 보험 종류 Summary of pros and cons of pet insurance and price comparison

펫 보험 종류Pet insurance is the same insurance that covers people when their dogs and cats are injured or when they cross the rainbow bridge. There are still many negative views about why you have to pay as little as 50,000 won per month and as much as 90,000 won every month, but if your dog suddenly gets injured in an unexpected situation, the hospital bill starts from a few hundred, so you don’t have to prepare savings for your dog. Because it is difficult to come up with a large lump sum in this state, more and more houses are preparing for insurance.

As the number of insurance companies offering pet insurance is increasing, the coverage varies.
Some may have age restrictions, and some may have different coverage amounts, so it is wise to compare pet insurance and prepare insurance that suits your situation.

As competition in the pet insurance market intensifies, the number of companies such as KB Insurance, Samsung Fire & Marine Insurance, Meritz Insurance, and DB Direct continues to increase. As insurance companies come out with pet insurance products, the range of options is expanding with zero deductibles, and the coverage rate is increasing to 90%. As 11 non-life insurance companies launched pet insurance products, the number of subscriptions more than doubled from 35,000 in 2020 to 70,000 in 2022. However, although subscriptions have increased, the number is still less than 1% of the total estimated number of dogs in Korea.

Because treatment costs are not standardized, it is difficult for insurance companies to standardize veterinary hospital treatment costs even if they try to lower insurance premiums. If this problem is resolved, you will be able to experience the evolution of pet insurance products that provide safer and more detailed coverage.

1. Samsung Fire & Marine Insurance Direct Pet Insurance
The biggest advantage of Samsung Fire & Marine Insurance’s pet insurance is that medical expenses for diseases and injuries excluding skin diseases, kneecaps, and joints are covered at 10 million won per year, which is higher than other insurance companies. This insurance has the characteristics of high compensation liability and compensation in the event of death.
Samsung Fire & Marine Insurance Direct
Samsung Fire & Marine Insurance Direct Pet Insurance ends
direct.samsungfire.com

2. DB Direct Petvely Insurance

Pet Insurance | DB Insurance
My dog’s actual medical expenses insurance with extended coverage (special contract) to MRI and CT, which costs a lump sum of money (Internet subscription) DB Direct Petbly dog ​​insurance Non-dividend Promi Life Direct Petbly dog ​​insurance 2307 (CM) Only actual medical expenses for dogs
directidb.co.kr

3. Meritz Fire & Marine Insurance Petfermint Insurance
Meritz Fire & Marine Insurance’s Pet Permint has a surgery limit of 2 million won per day, and its biggest advantage is that it provides 70% coverage when kneecap and joint surgery is needed, which is more than Samsung Fire & Marine Insurance’s.

https://store.meritzfire.com/pet/product.do#!/contractPopup

store.meritzfire.com

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