경남은행 모바일 신용대출 플러스BNK Gyeongnam Bank Mobile Banking App exclusive loan product BNK Mobile Credit Loan Plus contains the meaning in the product name that ‘it will provide help to the financially disadvantaged who use high-interest loans due to insufficient loan limit or difficulty in obtaining loans from first-tier financial institutions, and those with mid- to low-credit such as young adults in society who need funds’.
As of June 2, the interest rate is between 3.46% per annum and 13% per annum (excluding education tax), and a 0.2% discount is provided if only one of the conditions is met, such as salary transfer, average balance maintenance, and credit card use. The limit is up to 30 million won (up to 20 million won for self-employed individuals), and up to twice the annual income is possible.
Anyone with a credit rating of 7 or higher and an annual income of 10 million won or more can use it for up to 5 years. Repayment is made in equal installments of principal and interest without a grace period. Reporter Lee Young-ho youngtiger@etnews.com
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