근로자 생활안정자금 종류2020. 3. 11. 11:18
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The Ministry of Employment and Labor and the Korea Workers’ Compensation and Welfare Service announced that they will temporarily relax the income requirements for living stabilization fund loans from March 9 to July 31 for workers who are having difficulty making a living due to COVID-19.
The livelihood stabilization fund loan provides low-income workers and special workers with funds necessary for living expenses such as weddings, funerals, and illnesses for themselves and their dependents at an unsecured ultra-low interest rate (1.5% per year) of up to KRW 20 million per person (KRW 2 million to KRW 12.5 million per loan type). It is a system that lends up to.
Workers and special workers whose monthly wages have decreased by more than 30% due to unpaid closures or leave measures by companies affected by COVID-19 are unable to receive wages due to difficulties in the company’s management by applying for the “Reduced Wage Living Expenses” or “Small Living Expenses” loan. Workers who have wages can take advantage of the “Living Expenses for Unpaid Wages” loan.
Eligibility for livelihood stabilization loan application (~7/31)
Loan applications, which were only available to workers with an average monthly income of 2.59 million won or less, were reduced to workers with an average monthly income of 3.88 million won or less, and the support target was expanded from 52,000 to 18,000 people.
In particular, the income requirement for the livelihood stabilization fund loan is temporarily not applied to special types of workers covered by industrial accident insurance who have a lot of face-to-face contact with customers – representative examples include insurance planners, credit card recruiters, and workbook teachers.
However, special workers who are not covered by industrial accident insurance are not eligible for loans, and you can check application at the website below.
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Life stabilization fund loan types and limits
Loan types are divided into wedding expenses, children’s school expenses, medical expenses, parental care expenses, funeral expenses, living expenses for reduced wages, small living expenses, and living expenses for unpaid wages. You can check the limit for each type in the image above.
How to apply for a life stabilization loan
Applications can be easily made online through the Labor Welfare Net site.
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Required documents for application (e.g. medical receipt, doctor’s certificate, death certificate, etc.) can be submitted by mail to the local headquarters or branch of the Korea Workers’ Compensation and Welfare Service.
Korea Workers’ Compensation and Welfare Service will notify the loan decision within 3 days after reviewing the loan eligibility, and the applicant will receive the loan immediately through Industrial Bank of Korea Internet Banking (www.ibk.co.kr → Online Instant Loan Product → I-ONE Employee Life Stabilization Fund Loan Application). You can get a loan.
To prevent and prevent the spread of COVID-19, please be sure to follow the national precautions and if you have a fever or cough, call your local public health center at 1339, area code +120, or visit a screening clinic.
※ Source: Korea Workers’ Compensation and Welfare Service press release
Number Title Author Attachment Date of Registration Views 1318 [Report] Temporary relaxation of income requirements for workers’ livelihood stabilization fund loan (200309) Public Relations Department 2020-03-10 702
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