근로자 햇살론※ You can apply if you meet all of the above conditions.
Up to 20 million won
9% per annum for workers (12-month variable interest rate)
※ As a product exclusive to the i-Bank app, a preferential interest rate of 1.7%p is applied compared to Sunshine Loan (employees)
※ Loan interest rate = base interest rate + additional interest rate
monthly after smell
General fund loan
2% per year of the deposit of the Korea Inclusive Finance Agency (employees)
※ Guarantee fee reduction for those who have completed financial education/consulting: 0.1%p
Subject: 21.7.26. Within 1 year from the date of new application submission
Those who have completed financial education and credit debt consulting at the Korea Inclusive Finance Agency
If the loan interest rate exceeds 10.5% per annum, the guarantee fee rate is reduced by an amount equivalent to 60% of the excess (loan interest rate – 10.5%).
doesn’t exist
Loan interest rate + 3% or less (delinquent interest rate), maximum 15% or less
IBK Savings Bank Compliance Officer Deliberation No. 2023-181 (2023.10.16.~2024.10.15.)
