다올저축은행 주부대출Daol Savings Bank FI Housewife Loan is a financial product that helps housewives with limited economic activity expand their opportunities to secure funds. These days, there are many products designed so that housewives with irregular or unstable income can easily receive loans.
Among them, this product from Daol Savings Bank is even more eye-catching because it is a specialized product for housewives. In this article, I have summarized the loan conditions, interest rates, and limits of Daol Savings Bank FI Housewife Loan. I hope this article was helpful to women who need money urgently~ 🙏
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Daol Savings Bank FI Housewife Loan is a product that housewives with unstable income can easily access among various loan products. It supports housewives to become economically independent and provides reasonable interest rates and various benefits. One of Daol Savings Bank’s core goals is to reduce financial burdens through customized loans for housewives.
In addition, flexible repayment methods and conditions are provided, and customized consultation is available according to your needs, so if you want a loan, please request a consultation.
Daol Savings Bank FI Housewife Loan is mainly for housewives, and the qualification requirements are relatively relaxed. Applicants can apply for a loan even if their income is not fixed, and conditions are applied differently depending on their credit rating.
Daol Savings Bank FI Housewife Loan has different interest rates depending on their credit score and income status. Since the interest rate starts at 13.97% per annum and is applied according to individual conditions, it can be used under conditions without burden. The loan limit is also set generously, helping housewives maintain their household finances more stably.
The repayment period can be flexibly adjusted according to the applicant’s financial situation. Usually, a generous repayment period of 1 year to up to 120 months is given! The repayment period can be adjusted according to the required loan amount, so repayment is possible over a long period without burden.
There are two repayment methods. You can repay a fixed amount every month with the equal principal and interest installment method, or you can repay only the interest and repay the principal in one go at maturity with the lump sum repayment method. You can choose according to your situation!
If you repay within 3 years from the loan start date, a prepayment fee of 0.0% to 1.0% will be charged. If you repay before the due date, a fee of 2.0% will be applied.
There is no separate fee, and there is no stamp duty when the loan amount is 50 million won or less. However, if it exceeds 50 million won, a stamp duty will be levied according to the loan amount, and the savings bank and the customer will each bear 50%.
Now, apply for a Fi housewife loan easily using the method below on the mobile app.
Please keep these notes in mind, and if necessary, it is recommended to contact the relevant financial institution for accurate information!
Conclusion
Daol Savings Bank FI Housewives Loan is a loan product optimized for housewives with unstable income, and the interest rate and limit are flexibly applied according to credit rating and income. It reduces financial burden and, as a reliable financial partner, helps housewives secure funds more easily.
