비상금 대출 중복 신청The way to duplicate emergency loans is to check the “guarantee institution.”
We compared the 10 most popular emergency loans and quickly summarized the duplicate application method and maximum extension period. We also summarized the tips for duplicate application methods, so please refer to them. I hope this article was helpful to you.
In order to receive a duplicate loan, the collateral must be different. You can see this by looking at the “guarantee institution” in the emergency loan comparison table below. In simple terms, the guarantor institution means “what is used as collateral.”
“Kakao Bank Emergency Loan” is the most popular these days. It uses Seoul Guarantee Insurance’s insurance policy as collateral. Now, emergency loans with the same collateral cannot be received in duplicate.
Instead, credit loans with credit as collateral can be received in duplicate. (Of course, you must have a sufficient loan limit.) In addition, government-supported loans are collateralized by the National Happiness Fund, so additional duplicate loans are possible.
“If you click on the loan name, you will be taken to the article on the contents, pros and cons, and limit inquiry method.” (As of 2023.12.10)
Loan products
Maximum limit
Interest rate
Loan target
Guarantee institution
1
Finance
Kabang emergency loan
3 million
5.03%~15.00%
Unemployed, freelancers, housewives, office workers, business owners
Seoul Guarantee Insurance
Toss emergency loan
6.15%~15.00%
K-Bank emergency loan
5.95%~15.00%
Kookmin Bank emergency loan
6.46%~6.86%
Hana Bank emergency loan
5.98%~6.58%
Shinhan Solpyeonhan emergency loan
6.10%~7.1%
Shinhan Solpyeonhan Pocket Loan
5 million
6.59%~7.60%
Unemployed, housewives
Credit
Woori Bank Emergency Loan
3 million
6.83%~7.83%
Customers of the 3 telecommunication companies
Daegu Bank Emergency Loan
8.19%~12.78%
Unemployed, housewives
Nonghyup All-One Emergency Loan
(Product Ended)
2
Finance
Peppers Emergency Loan
5 million
6.9%~19.9%
Low credit, unemployed, freelancers, housewives, office workers
Credit
Cider Bank Speed Loan
5 million
13.2~19.9%
NICE 350 points or higher
Credit
Government
Support
Haetsal Loan 15
20 million
9.4%~15.9%
Low credit, unemployed, Freelancer, housewife, office worker
National Happiness Fund
Special guarantee for low credit borrowers
10 million
Small living expenses loan
1 million
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