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Individuals, self-employed persons, and corporate business persons with credit ratings of 1 to 8
Up to 20 million won (up to 30 million won for corporations)
Within 60 months (however, in the case of lump sum repayment at maturity, it cannot exceed 12 months)
Choose one of lump sum and equal principal and interest
8% to 19% per annum
Agreement interest rate + 3% (up to 20%)
Within 2% (exempt if the remaining period is less than 1 month)
No cognitive cost burden
Compliance Supervisor Deliberation No. 2021-09 (2021.03.24) (Valid period: 2021.03.24 ~ 2022.03.23)
