스타저축은행 하이론 신청방법Star Savings Bank Loan is a financial institution that provides various financial services and is trusted by many people. In this post, we will learn more about Star Savings Bank’s loan product, ‘Hiron EXPRESS’, and compare it with other loan products. When choosing a financial product, it is important to understand the conditions and features and make a decision. Let’s find out together.
Star Savings Bank Hiron Shortcut
Star Savings Bank is a financial institution that started in the Jeonju area in the 1970s and currently provides a wide range of financial services. The ‘Hiron EXPRESS’ loan product is specifically targeted at office workers, self-employed people, and freelancers who can prove their income. The main feature of this loan product is that loans of up to 20 million won are available, and the loan interest rate starts from a minimum of 6.7% per annum, and a high interest rate of around 15% may be applied depending on the borrower’s credit rating.
Hiron EXPRESS loans are available from a minimum of 1 million won to a maximum of 20 million won. The loan interest rate starts at 6.7% per annum, and can generally range from 15% to 19% per annum depending on the applicant. Since the interest rate is relatively high, it is important to carefully review your credit score and interest rate conditions before applying for a loan.
The loan term can be selected from 1 year to a maximum of 5 years, and the repayment method is a lump sum repayment on the maturity date. The lump sum repayment method is a method in which the entire loan amount is repaid in a lump sum on the maturity date. It may be burdensome to repay a certain amount every month, but since it is repaid in a lump sum on the maturity date, it allows for planned financial management.
To apply for a Hi-Ron EXPRESS loan, you must be between 19 and 55 years old, and your NICE credit score must be 515 or higher. The target is office workers, self-employed people, and freelancers who can prove their income. Applications can be made through the Star Savings Bank customer center, website, or mobile app, and you must go through an identity verification process when applying.
Star Savings Bank has various loan products in addition to ‘Hi-Ron EXPRESS’. For example, ‘Hiron Prime’ has a loan limit of at least 1 million won and a maximum of 20 million won, and the interest rate starts from 6.7% per annum and goes up to 19.7% per annum. The repayment method is equal installment repayment of principal and interest, and the period can be set from 1 to 3 years.
In addition, ‘Hiron Transfer Loan’ offers lump sum repayment or equal installment repayment of principal and interest, and the loan limit and interest rate are similar to Hiron EXPRESS, but the repayment method is different.
In addition to Hiron EXPRESS, there are various loan products, so please refer to them:
In addition to these, there are various loan products, so it is important to choose a product that suits your situation.
Star Savings Bank’s Hiron EXPRESS loan offers favorable conditions to salaried workers, self-employed people, and freelancers who can prove their income. However, since the loan interest rate is relatively high, a careful decision is required. It is recommended to compare various loan products and choose the product that is most suitable for you. If you are considering applying for a loan, please check the Star Savings Bank Hi-Lon link for more information.
Star Savings Bank Hi-Lon link
We hope this will help you with your future financial planning, and we hope you will continue to have a stable financial life through wise loan choices!
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