신세계포인트 현금화 How to cash Shinsegae points (attention SSG.COM card users)

신세계포인트 현금화I mainly use the SSG.COM card to earn Shinsegae points. In my case, I spend a little over 300,000 won a month through my card, but I am getting between 7,000 and 10,000 won!

The way I cash Shinsegae points is to use Shinsegae points
1. Convert ok cashback
2. Hana Money Conversion
3. Deposit to account
switch in order.

This article will introduce you the way I do it!

Go to ok cashbag, press the 3 button in the upper left corner and scroll down to find the point exchange button.
Or you can just click on the point on the main screen.
Then the point redemption window will open.

If you click the Shinsegae Points you want to exchange this time, you will see the exchange window and notes if you scroll down.
Read only if you have time! There are exchange limits, etc., but the conversion limit is up to 50,000 points per month and up to 500,000 points per year.

Conversion is possible in increments of 10 points. However, I mainly exchanged in units of 100 points, so the points transferred to the credit card company this time were about 9,500 points, and I applied for a conversion of 9,800 points by adding about 300 existing points!
You’ll see why I’m doing it in 100-point increments in a moment.

After converting Shinsegae points to ok cashback, there is a section to exchange them for affiliated points.
Recently, it became possible to exchange with Naver points.
Not all of them are shown in the picture here, but there are NH points, airline mileage exchange, etc.
Among these, I prefer cashing through Hana Money. I think it’s because it’s the most comfortable for me.

Anyway, press Hana Money.
The important thing to note is the limit as before, but the limit is wider than switching from Shinsegae Point to ok cashback. Up to 1 million points per year!
Also, conversion to Hana Money is in increments of 100 points, so even if you have 10 points, you cannot convert.
This is also the reason why I use Shinsegae points in units of 100 points.

If you enter the desired number of points, 9,800 points, and enter the point password (substitute your fingerprint for fingerprint authentication), the conversion to Hana Money is completed.
When you convert, you will receive a notification from Hana Money, so let’s go right in.

When you enter Hana Money, 9,800 points are crossed over from ok cashback with the sign of affiliate SWAP accumulation. Now this is one mother.
There are many things you can do with Hana Money here.

Among the methods of cashing out, I think it is convenient to do wire transfer and deposit into my account, but even if I do not have a Hana Bank account, I can make a deposit. So I guess I like Hana Money. I’ve been using it since I didn’t have an account…

I’ll show you my account deposit first.

You can choose from Hana Bank, Hana Financial Investment, Hana Savings Bank, and other financial institutions below along with Hana Money, which can be deposited into your account. I currently have Hana Bank, but even if I don’t have it, I can put it into my account after verifying it with another financial institution.
When I did not have an account at Hana Bank, I used Kakao Bank to receive deposits.
You only need to register an account in your name once, so you can receive deposits conveniently.

Next is remittance.

First, you will be asked to enter how much you want to transfer.
Enter the amount and proceed to the next screen.

You can send money directly to the recipient’s phone number or account number.
I entered my other account number that was not authenticated by Hana Money.
10,000 won has been deposited into your account without any fees.

It may be a little annoying at first, but if you get used to this method, you will know how beneficial the SSG.COM card’s Shinsegae points are.
Also, those who have accumulated a lot of ok cashback can cash in this way.

Above, we learned about cashing Shinsegae Points. If you are curious about SSG.COM’s card, please refer to the post below!

2021/01/11 – [Daily Review] – [SSG.COM X Hyundai Card] Up to 5% savings can be cashed out!
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