A smart way to thoroughly check your credit inquiry history
1. Why should I carefully check my credit inquiry history?
Personal information protection: Check that your credit information has not been searched without your consent
Fraud Prevention: Prevent credit information theft and respond quickly
Credit Management: Identify and improve your credit situation
2. Five key points for a thorough check
2.1 Frequent inquiry confirmation 신용정보 조회 이력
Intensive inquiry at short intervals of time: Suspicion of possible fraud
Inquiry focused on a specific institution: Requires confirmation of specific purpose 이베이스매뉴얼
2.2 Identify the purpose of the inquiry
Confirm classification as individual, financial institution, or other
Additional confirmation required if specific purpose is suspected
2.3 View agency analysis
Unknown institution/company: Suspicion of possible credit information theft
Refer to the Financial Supervisory Service’s fine site.
2.4 Determination of abnormality
Inquiry history that you did not apply for
Inquiry history from unknown organizations/companies
Intensive inquiry at short time intervals
2.5 Rapid response
If a problem occurs, report it to the Financial Supervisory Service or a credit inquiry company.
Secure evidence when reporting damage from credit information theft
3. A smart way to check thoroughly
3.1 Utilization of electronic civil service by the Financial Supervisory Service
Free once every 4 months
Simple authentication or public certificate available
Restrictions on providing detailed information
3.2 Use of smartphone app
Financial Supervisory Service Fine App: Easy and quick confirmation
Financial institution app: detailed information available
3.3 Use of chatbots
Financial Supervisory Service Fine Chatbot: Available anytime, anywhere, 24 hours a day
Provides answers to simple questions
3.4 Expert consultation
When complex content analysis and interpretation is required
Paid services available
4. Key confirmation items and interpretation
Item Description
Inquiry Purpose Individual, Financial Institution, Other Classification
Reference agency: Financial institution, credit reference company, other organizations
Date and time of inquiry
Frequency of views Number of views within a specific period
5. Precautions and additional information
Personal information protection: login information, password management
Fraud Prevention: Beware of Suspicious Texts and Emails
In case of damage from credit information theft: Report and secure evidence
6. Explanation of difficult words
Credit information: Individual economic activity records (loans, payments, delinquencies, etc.)
Credit rating: Credit level calculated based on credit information (grades 1 to 10)
Credit inquiry: The act of checking one’s credit information
Personal information protection: Prevention of unauthorized processing of personal information
Fraud: The act of obtaining property by deception.
Credit information theft: The act of using credit information without your consent.
7. Data organization
Organizing related organization contact information and website addresses
8. Conclusion
Credit inquiry history is an important indicator of one’s economic activity record. Do a thorough check