Have you ever tried Hwantech?
I tried Hwantech a few years ago and introduced it on my blog. At the time, I invested in Japanese yen with a small amount of 60,000 won, and I changed it back to KRW after not having much fun. Looking back now, it was 5 years ago (2016).
Note: Hwantech Challenge! Soak your feet in Hwantech 신한은행 비대면 계좌개설
Then, I recently opened a foreign exchange account again to try the earth2.io cash withdrawal, which is only possible with a foreign currency-only account. My main bank was through Shinhan Bank. Today, I am going to show you how to do it on my blog. 이베이스매뉴얼
Instead of going to the bank to make it yourself, it is a simple, non-face-to-face method online through the Shinhan Bank Sol app.
First of all, all you need is a smartphone, Sol app, ID, and a Shinhan Bank account with account verification.
How to create a Shinhan Bank foreign exchange passbook non-face-to-face
When you first run the Sol app, there is a [Product Mall] at the bottom of the main app.
When you click on this, various types of products in the product mall appear, and you can select ‘Forex’ among them.
If you scroll down a little on the screen that appears afterward, there is a ‘foreign currency deposit / card’, select it and then select [Join Now] on the next screen.
Then you have to go through the authentication process.
First, you go through the identification process, and you can choose from a passport, resident registration card, or driver’s license.
If you scan your ID through the in-app camera, OCR automatically recognizes it, so you can proceed easily.
After that, it is easy to proceed through account verification through the Shinhan Bank account you have.
After that, you will go through several consent procedures, and you will need to agree to the whole.
There is no consent part for marketing information, so you just have to agree in full, and not even one should be omitted.
And in my case, the deposit currency was ‘US Dollars USD’, but you can do this according to your circumstances.
Confirmation of overseas residents and taxpayers is [No] for most people, so just select No and go to [Next].
Lastly, the contract is confirmed and electronically signed. If the electronic signature is processed through a certificate, the account opening is finally completed.
Now that the account opening for foreign currency trading is complete, check the entire account to confirm that the account has been added correctly.
If you select an account, you will be taken to the detailed inquiry screen. Click the three dots button in the upper right corner to see ‘View copy of passbook’.
If you view a copy of the passbook, a copy of the passbook is displayed in Korean and English.
There is a SWIFT CODE in the lower right corner here, which may be necessary information for future foreign exchange transactions, so it would be good to refer to this point carefully. SWIFT CODE is an internationally used bank identification code.
Shinhan Bank’s SWIFT Code is ‘SHBKKRSE’ as indicated in red in the image above.
Isn’t it difficult?
If you are familiar with non-face-to-face account opening, you can easily complete the entire process within 5 minutes.
I plan to withdraw the money accumulated in the virtual real estate Earth 2 soon through the foreign exchange-only account I created. It is said that it takes quite a while to withdraw cash from Earth 2, but when it is completed well, I will introduce it again through this blog.
I hope that this article will be useful for those who are also interested in Hwantech.
Looking at the US dollar exchange rate over the past year, it seems to be at a fairly low point, and I think that maybe now is the right time to do currency exchange.
As I live, there are times when I open a foreign currency account!
You need to open a foreign currency account, so
I compared the deposit and withdrawal fees.
How good is Shinhan Bank’s fee?
I am using Shinhan Bank as my main bank.
Fortunately, I am using the Shinhan Bank app.
It was not difficult to open a foreign currency account 🙂
Foreign currency remittance fees of domestic banks (when receiving from overseas)
How to open a Shinhan Bank foreign currency account
When remittance of foreign currency from abroad
Shinhan Bank’s fee is 10,000 won per transaction, just like other banks.
However, less than USD 100 is exempted,
Also, they said that if you use the electronic transaction method, you can get a 50% discount?
Originally, I used Shinhan Bank mainly.
I chose Shinhan Bank because of the above advantages 🙂
How to open a Shinhan Bank foreign currency account
“Shinhan SOL” to open a foreign currency account
I used the app
log in first and then
Press the menu and click on the “Forex” category!
Then my foreign currency status will appear.
“You don’t have a foreign currency account yet?” Under
Click “Create” “Foreign Currency Deposit and Withdrawal Account” 🙂
How to open a Shinhan Bank foreign currency account
Now, let’s proceed with opening a foreign currency account in earnest.
Foreign currency changeup deposit new business
Non-face-to-face real-name verification authentication
Please prepare your ID in advance before verification!
How to open a Shinhan Bank foreign currency account
After non-face-to-face real-name authentication with ID
I agree to the terms and conditions of the foreign currency changeup deposit.
The next step is to identify the customer.
Did my information come out in advance?
I guess it’s because I’m already using Shinhan Sol!
How to open a Shinhan Bank foreign currency account
Register your identity by asking a few questions.
If you answer “yes” to both questions, you pass!
If you answer this question incorrectly
Are you saying you’re getting calls from your bank asking for additional documents?
How to open a Shinhan Bank foreign currency account
Enter the deposit currency
If you enter the path to receive manuals and contract documents,
Foreign currency account opened!
I thought it would be difficult because of foreign currency,
It’s easy if you just do what you’re told.
For those who need to open a foreign currency deposit / savings account
Hope this helps 🙂
In the first week of implementing the 5 sub-system, banking and applications were paralyzed, so I said it all.
As a result of the last count on Friday, the date of application for those born in 1990, 1995, and 2000, the number of subscribers to the Youth Hope Savings Savings Savings Account exceeded 1.7 million.
At the planning stage, the number of applicants was expected to be around 380,000, but in the first week, it is unavoidable that a large-scale budget is needed as there are a large number of non-applicants, even after exceeding the original estimate by four times.
Due to budget exhaustion, the deadline was expected to apply on a first-come, first-served basis, but thanks to the interest of many people, the government officially announced that all young people who meet the membership requirements can join by March 4th.
I didn’t even apply for a preview and there was a restriction on opening an account on the 20th due to opening another bank account, so I searched hard to see if I could sign up for a savings account.
<20-day account limit, Youth Hope Savings>
-You can join Hope Savings Savings Savings Savings Savings Savings Savings Program for Youth even if there is a 20-day limit for opening another bank account
– Shinhan Bank account and savings account are not related.
-However, for a preferential interest rate, you can open a Shinhan Bank account at a time when you can open an account after signing up for the Youth Hope Savings Account, and after meeting the conditions, you can get a preferential interest rate.
– Since there is no Shinhan Bank account, cash is essential when signing up for a savings account! Be sure to bring cash
I visited the bank according to the schedule of 5 sub-sections.
I reserved a consultation time with the Shinhan Bank Sol app, but there were not many people waiting, so I just took a general waiting list and waited.
The person in the guide asked me for an ID to help with the reception, huh? what did you do
When I was guided to my seat, I saw that it was a place where I was receiving counseling via video.
It was not a video subscription for the savings account itself, but the concept of a pre-consultation that guides you on whether you can sign up for the savings account before you start collecting it
I went to the bank to do face-to-face business, but here it is also a non-face-to-face service.
It’s a bit embarrassing, but video calls are much better than phone ARS because you can communicate in real time.
Afterwards, I was guided to the window and signed up for savings account face-to-face.
Sign-up time was less than ten minutes.
During the 5 sub-title period, the app exploded and there were often people who waited for several hours to sign up.
Since there is no Shinhan Bank account, automatic transfer is not possible, so deposit the prepared cash on the spot to complete the savings account!
Even if you do not have a Shinhan Bank account, you can deposit money directly from another bank to your savings account.
Received passbook
If you visit in person, you will receive a bankbook if you save money!!
Since the savings account opens in the Sol app, you can check it right away, but if you have a bankbook, you feel reassured.
This is the end of deposit subscription.
Please refer to Shinhan Bank’s preferential rate!
Since this is my first time dealing with Shinhan Bank, a preferential rate of ‘0.5% per annum if there is no Shinhan Bank savings account for one year immediately before new product subscription’ was applied, and the current preferential rate of 5.5% was applied.
If you open a Shinhan Bank account later and meet the remaining preferential conditions, you can finally apply an interest rate of 6%.
In the case of cancellation in the middle, if the preferential interest cannot be received, the mid-term cancellation rate is applied at the time of cancellation.
It is a savings account that has merit only at the maturity of 2 years, so you must replenish it unconditionally.
You can check it by entering the Shinhan SOL application.
The interest rate is huge and the government subsidy up to 360,000 won at the maturity of 2 years is said to be added.
Interest rates like this are an opportunity that will never come again, so you should definitely listen to it.
Forced saving thanks to the government
In order to be reborn as a pro economist, I have to cut something, whether it be bone or flesh,
Fighting and ending the Youth Hope Savings Review