Unemployment benefits are an employment insurance project that provides assistance to encourage job search activities and stabilize the lives of workers who are in a situation where they are unable to find a job even if they have the will and ability to work. This is a system that pays a small amount of salary during the period of re-employment activities. In this post, we will look at the conditions for applying for unemployment benefits and how to apply.실업급여 신청방법
Conditions for applying for unemployment benefits
In order to receive unemployment benefits, you need a job search confirmation registration form, job change confirmation form, and four major insurance loss report forms. You can visit the employment center in your area of residence and apply for recognition of eligibility, then apply for unemployment benefits.
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How to apply for unemployment benefit conditions
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To apply for unemployment benefits, you must meet the following conditions:
To receive unemployment benefits, the maximum benefit period is 12 months from the day after retirement, and you must have been enrolled in employment insurance for at least 180 days in the 18 months before retirement.
The reason for retirement is not voluntary and you must actively seek re-employment.
The insured unit period must be at least 180 days in total during the 18 months (24 months for ultra-part-time workers) prior to the date of job change.
You must be unemployed despite having the will and ability to work.
You must actively make efforts to find re-employment.
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How to apply for unemployment benefits
Here’s how to apply for unemployment benefits:
Within one year of retirement, visit the employment center in your area of residence and report unemployment.
Report the loss of the company’s insured status.
Go to Worknet www.work.go.kr, verify your identity, and apply for a job.
Access the employment insurance site www.ei.go.kr and take online training to apply for benefits.
Visit the employment center in your area of residence and apply for recognition of eligibility.
I am looking for a job.
Receive unemployment benefits.
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How to calculate unemployment benefits
The amount of unemployment benefits is calculated by multiplying 60% of the average wage before retirement by the number of days of prescribed benefits. The number of prescribed benefit days varies from 120 to 270 days depending on the employment insurance subscription period and age. However, the upper limit is 66,000 won per day, and the lower limit is 80% of the minimum wage multiplied by the prescribed working hours (8 hours).
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To simulate the amount of unemployment benefits, you can use ‘Mock Calculation of My Unemployment Benefits in Advance’ on the employment insurance website www.ei.go.kr. Please note that there may be differences from the actual amount received.
You can make a mock calculation at the site below.
Unemployment benefit simulation calculator >>
Unemployment Benefits Preparation Documents
The documents you need to prepare when applying for unemployment benefits are as follows.
Report of Loss of Insurable Eligibility: You can obtain it from the workplace where you retired or fill it out at the employment center. This is a document proving the loss of the four major insurance policies.
Confirmation of separation of employment: You can obtain it from the workplace you retired from or fill it out at an employment center. This is a document that confirms the reason for retirement and the insured unit period.
ID: Must be brought with you when visiting the employment center.
Copy of bankbook: This is a document to confirm the account number where unemployment benefits will be deposited.
Worknet Job Search Registration Confirmation: Can be issued after registering for job search on the Worknet site. This is a document to prove re-employment activities.
Excluded from unemployment benefits
Those excluded from unemployment benefits are as follows:
Those who subscribe to employment insurance for the first time after the age of 65
Business less than 3 months
If a worker who receives benefits from the Pension Act for public officials or private school teachers voluntarily changes jobs.
If you do not make efforts to find re-employment
If you are dismissed for reasons of serious responsibility
In case of a reason that restricts eligibility for receiving benefits
When the employer does not subscribe to employment insurance
If an employer has not signed up for employment insurance, he or she can apply for employment insurance eligibility verification to the Korea Workers’ Compensation and Welfare Service to retroactively sign up for employment insurance and receive unemployment benefits.