Post Office Bank (Post Office Deposit) has the advantage of protecting the entire deposit compared to other banks with deposit protection of 50 million won.
Recently, we can see that competition between savings banks to attract customers is intensifying. In fact, in the case of KB Savings Bank, up to 3.5% per year, in the case of Dior Savings Bank’s parking account, 3.8%, and in the case of Pepper Savings Bank, 3.8%, high interest rates of about 4% are being released one after another.
However, if you look closely at the products, the downside is that they are sold with various conditions attached. Nevertheless, it is true that it is a very high interest rate product.
Why? The fact that banks launch high-interest products comes down to one reason.
It’s a financial health concern. Concerns over financial soundness alone cannot be seen as high, and since a specific situation, that is, similar to the 2011 savings bank crisis, many people are afraid to leave their money in a savings bank.
After all, there was a trauma, so in a chaotic environment like now, bad news articles dominate the market and dominate the psychology.
Thanks to this, market funds are moved to a safer place, and in the process, the savings bank’s safe becomes empty, and it is forced to offer a higher interest rate product.
If you have a tendency to pursue 100% safety, I think it would be a good option to choose the Post Office Parking Bankbook, which is being relaunched today, so I will introduce you to this!
Post office parking passbook
The post office parking account guarantees the full amount of principal + interest. In fact, even if there is no guarantee, the risk of bankruptcy or bankruptcy is close to 0% ^^;
The official name of the post office parking bankbook released this time is Post Office My Parking Bankbook. Since this product is a parking account, it is suitable for use for temporary or short-term management of large sums of money.
In addition, there are no restrictions on the amount and period of subscription, and since deposits and withdrawals are free, there is no burden on cancellation.
However, the downside is the relatively low interest rate. The interest rate for post office my parking account products is 2% per annum. Compared to the savings bank’s high-interest parking account, it is about twice as wide.
One more thing here..^^; To add a downside, it provides 2% per annum within a limit of up to 10 million won.
wait here! The condition of “best” means, of course, that 2% or 0.55% is paid with a preferential interest rate in addition to the basic interest rate.
Basic interest rate + prime interest rate = 2%
The prime rate of 0.4% is attached to the base rate of 1.6% to provide a 2% interest rate, but the good thing is that the requirements for providing the prime rate are not difficult.
First-time deposit customer preferential treatment – 0.2% preferential treatment
Provided by opening a deposit and withdrawal deposit ^^:
Product service marketing agreement – 0.2% preferential rate
Non-face-to-face channel subscription preferential – 0.2% preferential
Since it only provides up to 0.4% anyway, you can choose two of the three with ease!
How to sign up
Direct visit to the post office
internet banking
smart banking
The postal parking account has a sales limit of 70,000 accounts, so if you are interested, please sign up as soon as possible.
one line comment
If it were me.. I would rather pick a savings bank parking account.. The post office parking passbook is not too attractive.
Too low interest rates + too low limits
Rather, I think it would be a wiser choice to sign up for a savings bank’s high-interest parking account within the depositor protection limit of 50 million won.
If you want to choose from a savings bank parking account, I have Peppers Parking Account 3! The product provides an interest rate of 3.8% within the depositor protection limit of KRW 50 million, and no separate conditions are attached. If you are interested, please refer to the post below.
Post office parking account my interest rate interest comparison personal thoughts
profile
Tate ・ 2023. 6. 6. 8:00
Copy URL Add neighbor
Body Other Functions
Hot product released today, June 5th! Let’s learn about the post office parking account!
Recently, we can see that competition between savings banks to attract customers is intensifying. In fact, in the case of KB Savings Bank, up to 3.5% per year, in the case of Dior Savings Bank’s parking account, 3.8%, and in the case of Pepper Savings Bank, 3.8%, high interest rates of about 4% are being released one after another.
However, if you look closely at the products, the downside is that they are sold with various conditions attached. Nevertheless, it is true that it is a very high interest rate product.
Why? The fact that banks launch high-interest products comes down to one reason.
It’s a financial health concern. Concerns over financial soundness alone cannot be seen as high, and since a specific situation, that is, similar to the 2011 savings bank crisis, many people are afraid to leave their money in a savings bank.
After all, there was a trauma, so in a chaotic environment like now, bad news articles dominate the market and dominate the psychology.
Thanks to this, market funds are moved to a safer place, and in the process, the savings bank’s safe becomes empty, and it is forced to offer a higher interest rate product.
If you have a tendency to pursue 100% safety, I think it would be a good option to choose the Post Office Parking Bankbook, which is being relaunched today, so I will introduce you to this!
Post office parking passbook
The post office parking account guarantees the full amount of principal + interest. In fact, even if there is no guarantee, the risk of bankruptcy or bankruptcy is close to 0% ^^;
The official name of the post office parking bankbook released this time is Post Office My Parking Bankbook. Since this product is a parking account, it is suitable for use for temporary or short-term management of large sums of money.
In addition, there are no restrictions on the amount and period of subscription, and since deposits and withdrawals are free, there is no burden on cancellation.
However, the downside is the relatively low interest rate. The interest rate for post office my parking account products is 2% per annum. Compared to the savings bank’s high-interest parking account, it is about twice as wide.
One more thing here..^^; To add a downside, it provides 2% per annum within a limit of up to 10 million won.
wait here! The condition of “best” means, of course, that 2% or 0.55% is paid with a preferential interest rate in addition to the basic interest rate.
Basic interest rate + prime interest rate = 2%
The prime rate of 0.4% is attached to the base rate of 1.6% to provide a 2% interest rate, but the good thing is that the requirements for providing the prime rate are not difficult.
First-time deposit customer preferential treatment – 0.2% preferential treatment
Provided by opening a deposit and withdrawal deposit ^^:
Product service marketing agreement – 0.2% preferential rate
Non-face-to-face channel subscription preferential – 0.2% preferential
Since it only provides up to 0.4% anyway, you can choose two of the three with ease!
How to sign up
Direct visit to the post office
internet banking
smart banking
The postal parking account has a sales limit of 70,000 accounts, so if you are interested, please sign up as soon as possible.
one line comment
If it were me.. I would rather pick a savings bank parking account.. The post office parking passbook is not too attractive.
Too low interest rates + too low limits
Rather, I think it would be a wiser choice to sign up for a savings bank’s high-interest parking account within the depositor protection limit of 50 million won.
If you want to choose from a savings bank parking account, I have Peppers Parking Account 3! The product provides an interest rate of 3.8% within the depositor protection limit of KRW 50 million, and no separate conditions are attached. If you are interested, please refer to the post below.
Post office parking account my interest rate interest comparison personal thoughts
profile
Tate ・ 2023. 6. 6. 8:00
Copy URL Add neighbor
Body Other Functions
Hot product released today, June 5th! Let’s learn about the post office parking account!
Recently, we can see that competition between savings banks to attract customers is intensifying. In fact, in the case of KB Savings Bank, up to 3.5% per year, in the case of Dior Savings Bank’s parking account, 3.8%, and in the case of Pepper Savings Bank, 3.8%, high interest rates of about 4% are being released one after another.
However, if you look closely at the products, the downside is that they are sold with various conditions attached. Nevertheless, it is true that it is a very high interest rate product.
Why? The fact that banks launch high-interest products comes down to one reason.
It’s a financial health concern. Concerns over financial soundness alone cannot be seen as high, and since a specific situation, that is, similar to the 2011 savings bank crisis, many people are afraid to leave their money in a savings bank.
After all, there was a trauma, so in a chaotic environment like now, bad news articles dominate the market and dominate the psychology.
Thanks to this, market funds are moved to a safer place, and in the process, the savings bank’s safe becomes empty, and it is forced to offer a higher interest rate product.
If you have a tendency to pursue 100% safety, I think it would be a good option to choose the Post Office Parking Bankbook, which is being relaunched today, so I will introduce you to this!
Post office parking passbook
The post office parking account guarantees the full amount of principal + interest. In fact, even if there is no guarantee, the risk of bankruptcy or bankruptcy is close to 0% ^^;
The official name of the post office parking bankbook released this time is Post Office My Parking Bankbook. Since this product is a parking account, it is suitable for use for temporary or short-term management of large sums of money.
In addition, there are no restrictions on the amount and period of subscription, and since deposits and withdrawals are free, there is no burden on cancellation.
However, the downside is the relatively low interest rate. The interest rate for post office my parking account products is 2% per annum. Compared to the savings bank’s high-interest parking account, it is about twice as wide.
One more thing here..^^; To add a downside, it provides 2% per annum within a limit of up to 10 million won.
wait here! The condition of “best” means, of course, that 2% or 0.55% is paid with a preferential interest rate in addition to the basic interest rate.
Basic interest rate + prime interest rate = 2%
The prime rate of 0.4% is attached to the base rate of 1.6% to provide a 2% interest rate, but the good thing is that the requirements for providing the prime rate are not difficult.
First-time deposit customer preferential treatment – 0.2% preferential treatment
Provided by opening a deposit and withdrawal deposit ^^:
Product service marketing agreement – 0.2% preferential rate
Non-face-to-face channel subscription preferential – 0.2% preferential
Since it only provides up to 0.4% anyway, you can choose two of the three with ease!
How to sign up
Direct visit to the post office
internet banking
smart banking
The postal parking account has a sales limit of 70,000 accounts, so if you are interested, please sign up as soon as possible.
one line comment
If it were me.. I would rather pick a savings bank parking account.. The post office parking passbook is not too attractive.
Too low interest rates + too low limits
Rather, I think it would be a wiser choice to sign up for a savings bank’s high-interest parking account within the depositor protection limit of 50 million won.
If you want to choose from a savings bank parking account, I have Peppers Parking Account 3! The product provides an interest rate of 3.8% within the depositor protection limit of KRW 50 million, and no separate conditions are attached. If you are interested, please refer to the post below.
Post office parking account my interest rate interest comparison personal thoughts
profile
Tate ・ 2023. 6. 6. 8:00
Copy URL Add neighbor
Body Other Functions
Hot product released today, June 5th! Let’s learn about the post office parking account!
Recently, we can see that competition between savings banks to attract customers is intensifying. In fact, in the case of KB Savings Bank, up to 3.5% per year, in the case of Dior Savings Bank’s parking account, 3.8%, and in the case of Pepper Savings Bank, 3.8%, high interest rates of about 4% are being released one after another.
However, if you look closely at the products, the downside is that they are sold with various conditions attached. Nevertheless, it is true that it is a very high interest rate product.
Why? The fact that banks launch high-interest products comes down to one reason.
It’s a financial health concern. Concerns over financial soundness alone cannot be seen as high, and since a specific situation, that is, similar to the 2011 savings bank crisis, many people are afraid to leave their money in a savings bank.
After all, there was a trauma, so in a chaotic environment like now, bad news articles dominate the market and dominate the psychology.
Thanks to this, market funds are moved to a safer place, and in the process, the savings bank’s safe becomes empty, and it is forced to offer a higher interest rate product.
If you have a tendency to pursue 100% safety, I think it would be a good option to choose the Post Office Parking Bankbook, which is being relaunched today, so I will introduce you to this!
Post office parking passbook
The post office parking account guarantees the full amount of principal + interest. In fact, even if there is no guarantee, the risk of bankruptcy or bankruptcy is close to 0% ^^;
The official name of the post office parking bankbook released this time is Post Office My Parking Bankbook. Since this product is a parking account, it is suitable for use for temporary or short-term management of large sums of money.
In addition, there are no restrictions on the amount and period of subscription, and since deposits and withdrawals are free, there is no burden on cancellation.
However, the downside is the relatively low interest rate. The interest rate for post office my parking account products is 2% per annum. Compared to the savings bank’s high-interest parking account, it is about twice as wide.
One more thing here..^^; To add a downside, it provides 2% per annum within a limit of up to 10 million won.
wait here! The condition of “best” means, of course, that 2% or 0.55% is paid with a preferential interest rate in addition to the basic interest rate.
Basic interest rate + prime interest rate = 2%
The prime rate of 0.4% is attached to the base rate of 1.6% to provide a 2% interest rate, but the good thing is that the requirements for providing the prime rate are not difficult.
First-time deposit customer preferential treatment – 0.2% preferential treatment
Provided by opening a deposit and withdrawal deposit ^^:
Product service marketing agreement – 0.2% preferential rate
Non-face-to-face channel subscription preferential – 0.2% preferential
Since it only provides up to 0.4% anyway, you can choose two of the three with ease!
How to sign up
Direct visit to the post office
internet banking
smart banking
The postal parking account has a sales limit of 70,000 accounts, so if you are interested, please sign up as soon as possible.
one line comment
If it were me.. I would rather pick a savings bank parking account.. The post office parking passbook is not too attractive.
Too low interest rates + too low limits
Rather, I think it would be a wiser choice to sign up for a savings bank’s high-interest parking account within the depositor protection limit of 50 million won.
If you want to choose from a savings bank parking account, I have Peppers Parking Account 3! The product provides an interest rate of 3.8% within the depositor protection limit of KRW 50 million, and no separate conditions are attached. If you are interested, please refer to the post below.
Post office parking account my interest rate interest comparison personal thoughts
profile
Tate ・ 2023. 6. 6. 8:00
Copy URL Add neighbor
Body Other Functions
Hot product released today, June 5th! Let’s learn about the post office parking account!
Recently, we can see that competition between savings banks to attract customers is intensifying. In fact, in the case of KB Savings Bank, up to 3.5% per year, in the case of Dior Savings Bank’s parking account, 3.8%, and in the case of Pepper Savings Bank, 3.8%, high interest rates of about 4% are being released one after another.
However, if you look closely at the products, the downside is that they are sold with various conditions attached. Nevertheless, it is true that it is a very high interest rate product.
Why? The fact that banks launch high-interest products comes down to one reason.
It’s a financial health concern. Concerns over financial soundness alone cannot be seen as high, and since a specific situation, that is, similar to the 2011 savings bank crisis, many people are afraid to leave their money in a savings bank.
After all, there was a trauma, so in a chaotic environment like now, bad news articles dominate the market and dominate the psychology.
Thanks to this, market funds are moved to a safer place, and in the process, the savings bank’s safe becomes empty, and it is forced to offer a higher interest rate product.
If you have a tendency to pursue 100% safety, I think it would be a good option to choose the Post Office Parking Bankbook, which is being relaunched today, so I will introduce you to this!
Post office parking passbook
The post office parking account guarantees the full amount of principal + interest. In fact, even if there is no guarantee, the risk of bankruptcy or bankruptcy is close to 0% ^^;
The official name of the post office parking bankbook released this time is Post Office My Parking Bankbook. Since this product is a parking account, it is suitable for use for temporary or short-term management of large sums of money.
In addition, there are no restrictions on the amount and period of subscription, and since deposits and withdrawals are free, there is no burden on cancellation.
However, the downside is the relatively low interest rate. The interest rate for post office my parking account products is 2% per annum. Compared to the savings bank’s high-interest parking account, it is about twice as wide.
One more thing here..^^; To add a downside, it provides 2% per annum within a limit of up to 10 million won.
wait here! The condition of “best” means, of course, that 2% or 0.55% is paid with a preferential interest rate in addition to the basic interest rate.
Basic interest rate + prime interest rate = 2%
The prime rate of 0.4% is attached to the base rate of 1.6% to provide a 2% interest rate, but the good thing is that the requirements for providing the prime rate are not difficult.
First-time deposit customer preferential treatment – 0.2% preferential treatment
Provided by opening a deposit and withdrawal deposit ^^:
Product service marketing agreement – 0.2% preferential rate
Non-face-to-face channel subscription preferential – 0.2% preferential
Since it only provides up to 0.4% anyway, you can choose two of the three with ease!
How to sign up
Direct visit to the post office
internet banking
smart banking
The postal parking account has a sales limit of 70,000 accounts, so if you are interested, please sign up as soon as possible.
one line comment
If it were me.. I would rather pick a savings bank parking account.. The post office parking passbook is not too attractive.
Too low interest rates + too low limits
Rather, I think it would be a wiser choice to sign up for a savings bank’s high-interest parking account within the depositor protection limit of 50 million won.
If you want to choose from a savings bank parking account, I have Peppers Parking Account 3! The product provides an interest rate of 3.8% within the depositor protection limit of KRW 50 million, and no separate conditions are attached. If you are interested, please refer to the post below.