월세보증금담보대출 조건1577-5164
If you calculate it, it is indeed! If you apply now, we will compare products with suitable limits and low interest rates.
If you are a renter with a deposit of 10 million won or more, you can apply for a maximum of 200 million won just by signing a lease agreement without the landlord’s consent! Customers who are in rehabilitation, exempted from bankruptcy, or in recovery can also proceed after proving their income.
Easy 4-step internet loan application process
Song OO 31 years old
OccupationFreelancer
Amount 65 million won
Prerequisites
Income – Freelance | Information – Deposit of 330 million won / Lease loan of 30 million won
Details: Low credit rating, difficult to prove income
Other loan unavailability status/deposit loan inquiry.
Company G 65 million 20% approved.
Approved amount: KRW 65 million | Final interest rate: 20%
Jeon OO 54 years old
professional office worker
Amount 230 million won
Prerequisites
Income – Office worker | Information – Apartment in Seoul / Deposit 300 million.
Contents: Contract between individuals without a broker, approved after sending a photo of the contract.
Approved amount: KRW 230 million | Final interest rate: 24%
Jeong OO 42 years old
professional business person
Amount 40 million won
Prerequisites
Income – Business | Information – Apartment in the metropolitan area/deposit 185 million.
Details: Out of the deposit of 185 million won, there is 135 million won of bank deposit loan.
I have 50 million won of my own funds.
Company G 40 million, 24% approved.
Approved amount: KRW 40 million | Final interest rate: 24%
Lee OO 57 years old
professional office worker
Amount: 30 million won
Prerequisites
Company A 30 million/24% loan approved. Inquiry about a loan using the existing deposit of 40 million won to pay the balance before selling the apartment. Since there was no move-in report at the address where the lease was signed, Company A issued a 30 million/24% same-day loan on the condition of moving-in report.
Lee OO 51 years old
professional office worker
Amount 100 million won
Prerequisites
Company A 100 million/24% loan approved. Deposit of 500 million won and monthly rent of 1 million won. There was a senior bank loan of KRW 300 million, and Company B was rejected less than a month after signing the contract. Company A can provide proof of income, and since it is an apartment located in Seoul, a 100 million/24% same-day loan is provided with deposit transfer details and receipt attached.
Kim OO 41 years old
Occupational cash recipient
Amount: 18 million won
Prerequisites
Company A executes 18 million/24% loan.
Of the 50 million won deposit, 20 million won is expected from other companies.
Currently, it is impossible to prove income and there is a senior loan, so most lenders reject it.
Company A managed to get a loan of 18 million won approved from a total of 3 places through its affiliated company.
Eom OO 41 years old
Occupation: Freelancer
Amount: 20 million won
Prerequisites
Company A issues a loan of 20 million won/24% with a subordinated deposit. Out of the deposit of 190 million won, there is a loan of 160 million won. As a freelancer, income was verified and the necessary funds of 20 million won were approved on a subordinate basis. Execute a loan without visiting.
Name of city or province registered as a loan business: : [Seoul Metropolitan City] Seodaemun-gu Office, Guro-gu Office, Gangnam-gu Office, Songpa-gu Office [Gyeonggi-do] Bucheon City Hall [Gangwon-do] Wonju City Hall [Daejeon Metropolitan City] Daejeon City Hall [Busan Metropolitan City] Haeundae-gu Office, [Ulsan Metropolitan City] Ulsan City Hall
Main phone number: 1577-5164|Loan interest rate: Up to 20% per annum, differentially applied depending on credit rating. However, limited to contracts newly concluded, renewed, or extended from July 7, 2021 | This product is a secured loan and credit loan product. For customers aged 20 or older, loan availability and interest rates are calculated based on credit rating, such as personal credit score, and our evaluation standards. However, default registrants are excluded | Interest is charged on the contract date every month, and depending on the product, repayment is made through methods such as free principal repayment (lump sum repayment at maturity) or equal installments of principal and interest | Delinquent interest rate: Within the agreed interest rate + 3%, per annum Within 20% (no conditions for early repayment of debt and incidental costs). However, for secured loans, up to 3%, early repayment fee, lien establishment cost, incidental costs: registration and license tax, local education tax, registration application fee, national housing bond purchase amount. and mortgage cancellation costs | Repayment period: 12 months at the shortest to 60 months at the maximum | Early repayment: Early repayment possible A fee may be charged for early repayment and may vary depending on the loan product. Requesting or receiving a brokerage fee in addition to interest is prohibited. It’s illegal.
Excessive debt can cause you great misfortune. If the loan amount is excessive compared to your ability to repay, your credit rating or personal credit score may drop, and other financial transactions may be restricted due to the drop in credit rating or credit score.
Example of total loan cost: If 10 million won is used as an equal repayment method of principal and interest by applying an interest rate of 20% per annum over a 12-month period, the total repayment amount is 11,116,141 won (may vary depending on personal loan product and repayment method.) However, overdue loan holders, Those with unsound loans may be restricted from receiving loans, and if the principal and interest to be paid over a certain period of time are overdue, there may be an obligation to repay all the principal and interest before the contract expiration date. General financial consumers may have financial obligations. You have the right to receive a thorough explanation from the seller, and after understanding the explanation, please read the financial product description and terms and conditions before entering into a contract or financial product.
