적금 이자 높은 은행 추천 및 찾는법 How to recommend and find a bank with high interest on installment savings

Banks with high interest on installment savings – 1st and 2nd financial sector
Let’s look at banks with high interest rates. If you have heard of deposits since you were young, the first thing that comes to your mind is installment savings. Savings and installment savings are similar but have slightly different characteristics, but in general, installment savings have higher interest rates.

 

 

If so, let’s take a look at the bank products with high interest on installment savings. For reference, mutual savings banks, the second financial sector, also handle installment savings products.

 

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Savings Savings High Interest Bank Information

 

installment savings definition
Deposits are what we commonly know as savings. Deposits and withdrawals are free, so you can deposit and withdraw whenever you want. However, from the bank’s point of view, it is advantageous for customers to leave their savings as it is because of the liquidity of the assets.

Therefore, by introducing the concept of installment savings, the interest rate is higher than that of deposits, but the conditions are set so that a certain amount can be paid every month. And after the subscription period, the money will be returned to you.

Bank with high interest on installment savings – 1 financial sector
Installment Savings High Interest Bank 1Finance

 

This is the pre-tax interest rate net bank ranking searched through the Moneta website. The first priority is “Woori Magic Installment Savings” operated by Woori Bank, and the interest rate is 5.70%.

 

If you look closely, the interest rate is quite high compared to other banks. This is because there are many conditions such as using Hyundai Card. Therefore, you need to look at the various conditions and make sure that the installment savings account is right for you.

 

 

 

 

Next, the banks with the highest interest rates for installment savings are SC First Bank, Citibank, and Post Office, in that order. Except for the first place, it is generally around 1% or less.

 

Bank with high interest on installment savings – 2nd financial sector
Installment Savings High Interest Bank 2Finance

 

This is the ranking of the 2nd mutual savings bank financial sector. Generally, it exceeds 2%, and the interest rate is twice as high, except for the 1st ranking in the 1st financial sector. However, it seems that the interest rate is considerably lower than before. If you pour 100,000 won into installment savings per year, you can receive up to 12,153,972 won after tax.

 

 

Bank with high interest on installment savings – Credit Union
High-interest installment savings bank credit union

 

Lastly, we will take a look at credit unions and credit unions among the two financial sectors. Dongho and Gongju credit unions boast a 5.5% higher interest rate for children-related products. However, please note that you can apply for child allowance only.

 

 

 

We looked at the ranking of installment savings interest by financial sector. Certainly, interest rates in the first financial sector were quite low, followed by mutual savings banks and credit unions. Not only financial products, but also installment savings products are becoming advantageous in the second financial sector.