카카오뱅크 사업자대출 신청Hyundai Card and Kakao Bank released two types of cards, ‘Kakao Bank BUSINESS Hyundai Card’ and ‘Kakao Bank BUSINESS Hyundai Card PRIME’, on the 21st, which contain customized benefits for the successful business support of 8.65 million individual business owners.
‘Kakao Bank BUSINESS Hyundai Card’ and ‘Kakao Bank BUSINESS Hyundai Card PRIME’ are characterized by benefits optimized for business owners, business support services based on data science, and preferential interest rates. The business support service is a total service that supports the smooth operation of business customers, providing various services such as support for various tax reports such as VAT, business sales, and business district analysis.
The two credit cards released by the two companies this time are the first among the cards for individual business owners introduced by Kakao Bank to provide preferential interest rates. This is expected to reduce the interest burden of customers using Kakao Bank business loans.
First, ‘Kakao Bank BUSINESS Hyundai Card’ can accumulate 1% of the payment amount as M Points at all domestic and international affiliated stores without any accumulation limit. If you apply for a new personal business credit loan after card issuance, you can also receive a 0.2% interest rate discount.
In addition, for young business owners in their 30s and 40s who mainly use Kakao Bank, online shopping and overseas direct purchase stores where payments are frequent are classified as ‘business expenses’ and 5% of the payment amount is accumulated up to 30,000 M points per month. The business expenses area is the purchase expenses area such as online shopping and overseas stores, and the operating expenses area such as electricity bills, gas bills, and the four major insurances.
In addition, Hyundai Card introduced the premium card ‘Kakao Bank BUSINESS Hyundai Card PRIME’ for young and successful young premium personal business customers who use Kakao Bank. ‘Kakao Bank BUSINESS Hyundai Card PRIME’ provides 1% of all affiliated stores, 5% of business expenses, M point accumulation, 0.2% interest rate discount, and 5% of the payment amount up to 30,000 M points per month when paying for travel (airlines, duty-free shops, travel agencies), golf (golf courses, golf practice ranges), and special hotels.
A 100,000 won voucher is also provided every year. The voucher can be used like cash at department stores (Lotte, Shinsegae), major special hotels (Banyan Tree Seoul, Grand Josun Busan, Haebeach Hotel & Resort Jeju, Grand Walkerhill Seoul, etc.), and The Hyundai Travel (airlines, hotels).
‘Kakao Bank BUSINESS Hyundai Card’ is issued with a plastic plate, and ‘Kakao Bank BUSINESS Hyundai Card PRIME’ can additionally issue a metal plate (issuance fee of 100,000 won) on top of the plastic plate. The annual fee is 30,000 won for the ‘Kakao Bank BUSINESS Hyundai Card’ and 150,000 won for the ‘Kakao Bank BUSINESS Hyundai Card PRIME’, and card services such as point accumulation are provided when the previous month’s usage amount is over 500,000 won.
In the meantime, Hyundai Card and Kakao Bank are also holding a card launch event until the 31st of next month. During the event period, 5,000 customers who complete card issuance will be given a cashback of 30,000 won through a raffle, and customers who issue ‘Kakao Bank BUSINESS Hyundai Card PRIME’ will be exempted from the metal plate issuance fee worth 100,000 won.
You can check the detailed information about the product on the Kakao Bank app.
