카카오뱅크 햇살론 15 조건This is Haetsal Loan 15, a loan product for ordinary people operated by Kakao Bank.
Salaried workers: Salaried workers with an annual income of 45 million won or less, who have been employed for more than 3 months, and who have low credit scores and can subscribe to the National Happiness Fund guarantee
※ Automatic submission is possible by entering the joint certificate password on a smartphone or PC with a certificate.
Fixed interest rate 15.9% per annum (Interest rate: 3.5% per annum, Guarantee fee rate: 12.4% per annum)
Haetsal Loan 15 is a fixed-rate product, so the loan interest rate does not change until the loan maturity date. However, if it is recognized as a sincere repayment (cumulative overdue days of 30 days or less in 1 year) during the loan period, the loan interest rate will be reduced every year as follows.
Compliance Supervisor Sim Ui-pil 21-560
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