Let’s look at how to open a meeting bankbook released by Toss Bank and get a card issued. I think it should be recognized as a differentiated service that has improved the existing inconvenience in that the opener of the meeting passbook becomes the meeting place and the participants become joint names, and all can receive cards and make payments.
How to open a Toss Bank meeting account 1. Process of making a Toss app 토스 모임통장 만들기
Launch the Toss app on your cell phone. The Gathering Bankbook service is open and you can go to the quick menu at the top, or you can go to the Toss Bank menu first and then use the product finder to find the Gathering Bankbook.
Photo of Toss App Toss Bank Menu Movement
Toss App Toss Bank Menu Movement Screen (toss) 비지니스헬퍼
You can immediately check the release of Toss Bank’s bankbook by saying, “It’s new in Toss Bank’s Product Finder.” It is said that it is a bankbook that can be collected and used together at various gatherings such as couples, friends, and clubs. Let’s check it out right away.
Toss meeting passbook selection photo
Toss bankbook selection screen (toss)
If you select Toss’ meeting account, you can check the main product introduction as follows. It seems to be differentiated from other meeting bankbooks by the fact that anyone can spend money besides the interest paid along with the meeting support fund and the person who opened the account.
Gathering passbook used with multiple cards (anyone with authority)
Support that grows as you gather (up to 10,000 won per person)
2.3% annual interest (before tax)
Photo of Toss meeting passbook service contents
Toss meeting passbook service contents confirmation (toss)
Now press the next button and then press the ‘Create a meeting passbook’ button. At this stage, the meeting support has been won by 1600 won. I did not know whether this amount was paid equally or whether different subsidies were provided for each person who opened.
Create meeting passbook click photo
Click screen to create meeting passbook (toss)
How to open a Toss Bank meeting account 2. Open a bank account after unlocking the limit account
If you click Create a meeting passbook in the Toss Bank of the Toss app, you need to agree to the terms and conditions for opening. Simply check ‘Agree to all’ and confirm when the document opens. Currently, all required items and no optional items are confirmed.
Agree to the terms and conditions of the meeting passbook
Screen to agree to meeting passbook terms and conditions (toss)
After checking the terms and conditions, a pop-up window will appear asking you to release the limit account first. If there is a transfer limit account, you cannot create a bankbook, so you need to release the limit account first.
Photos of unlocking account limits
Limit account release screen (toss)
In my case, it informs me that the transfer limit is limited to 2 million won per day. If you click the Increase Remittance Limit button on the screen and agree to the terms and conditions, you can increase the remittance limit without submitting documents. When checking through Public My Data, password authentication is required one more time.
submit documents photo
Document submission screen (toss)
When I used the quick submission of communication fee payment details, I checked the communication fee payment details for the last 3 months and completed the release of the limit limit account. You can check the increase in the one-time remittance limit and the daily remittance limit.
Photo of the completion of limit account release
Limit account release completion screen (toss)
When the limit account is confirmed, you must start opening the Toss meeting account again. Click Create Gathering Bankbook, check the box to agree to all terms and conditions, proceed in the same way as the first attempt, and then enter the 4-digit password to be used for the meeting bankbook twice.
Photo of meeting bankbook password entry
Meeting passbook password input screen (toss)
Since there is a process of taking an ID photo, the description of the screen will be omitted. It is automatically recognized through the use of photos, but you need to check numbers such as license numbers one more time. It is also necessary to authenticate the process of creating a meeting passbook with a password one more time.
How to open a Toss Bank meeting account 3. Issuance of a check card
When Tossbank’s meeting bankbook is opened, it is necessary to apply for issuance of a check card to be used for payment. The first step is to select a card color. You can choose from black, pink, green, and blue, and you can choose whether to receive it as a domestic card.
Gathering passbook card selection photo
Meeting passbook card selection screen (toss)
Since you can engrave the phrase you want on the check card of the meeting passbook, it seems appropriate to give the card a name if you enter the name of the meeting, such as ‘Toss Family’, according to the nature of the meeting.
card engraved text input photo
Card engraving phrase input screen (toss)
One thing you should refer to is the benefits view on the card color selection screen. Be sure to check the product information here. The contents are as follows, such as issuance subject, annual fee usage limit, etc. Please check the exact details directly in the Toss app.
Issued subject
Meeting place: 17 years of age or older, holding a Toss Bank meeting bankbook
Joint name: 17 years of age or older, has a Toss bank account
annual fee
doesn’t exist
card brand
Overseas use (MasterCard)
domestic use only
Card issuance fee
Meeting room: KRW 2,000 (free for the first issuance per bankbook)
Joint holder: 2000 won
usage limit
1 million won per card per day, 20 million won per month
10 million won per meeting bankbook per day