Due to the interest rate hike that started in 2022, loan and deposit interest rates steadily rose, and as of January 4, 2023, the base rate reached 3.25%. Even now, the deposit interest rate sold as a special sale is over 6%, and the interest rate of the parking passbook has also increased from the late 2% range to the early 4% range and is being sold.
Today, I would like to introduce Plus Box, a K-bank parking account that provides an annual interest rate of 3%. It is a product that can subscribe up to 300 million won, and you can receive interest every day, so you can receive monthly compounding effects. We will take a closer look at product information on how to sign up and when you can receive interest.
plus box
The name of the K-bank parking account is Plus Box. In order to open a Plus Box, you must have a K-bank deposit and withdrawal passbook.
A thrifty way to use a passbook is to have a lot of money, 케이뱅크 플러스박스 즉시 이자받기
From the 1st to the 29th, it is a good bankbook to use after storing funds for a short period of time.
The reason is that even if you leave it for one day, you can receive interest every day. Good for short term use. Term deposit is recommended for funds that are not used for more than 3 months. This is because even short-term deposits have good interest rates these days.
The biggest advantage of Plusbox is that you can receive interest every day. 이베이스 매뉴얼
It’s a bit cumbersome, but if you receive interest once a day through Receive Now, you can use it while enjoying the monthly compounding effect.
product information
The K-Bank Parking Account is a product that can only be signed up by an individual or individual business operator with a real name holding a K-Bank deposit and withdrawal account.
It is a deposit and withdrawal deposit that allows you to deposit and withdraw funds at any time.
Parking account can operate up to 10 accounts per person.
The maximum amount that can be held is [300 million won]
And the subscription period is unlimited.
Another advantage is that you can apply for direct transfer from your connected deposit and withdrawal bankbook to your Plusbox account.
You can apply for direct debit from a minimum of 1 won to 300 million won on a daily, weekly, or monthly basis.
Because the interest rate on the deposit account is very low
If K bank is your main bank, you can receive even a little more interest by applying for direct debit.
Interest rates as of 1/4/23
Let’s look at interest rates and expected interest rates.
As of January 4, 2023, the interest rate that applies is 3% per annum. Interest rates may fluctuate depending on the base rate or market conditions.
If you don’t use Daily Interest Earning
Interest is automatically accrued on the fourth Saturday of each month.
When the expected interest is 100 million won
The interest you can earn each day
It is about 6,953 won after tax.
Depositor protection & tax-free savings
This product is a product that can be protected up to 50 million won, including principal and interest per person, under the Depositor Protection Act. If you are anxious, we recommend that you sign up for up to 47 million won.
Products cannot be registered as tax-free comprehensive savings. It seems that those who are applicable can also use it by referring to the fact that it is not tax-free.
We looked at the Plus Box, where you can receive interest every day with your K-bank parking account. If you do not understand or have any questions, please feel free to leave a comment ^^