청포도 적금According to the financial sector on the 21st, the launch of savings accounts targeting young people continues.
The newest product is OK Youth Term Savings and Savings, which OK Savings Bank launched last week. If you meet the age criteria of 20 to 34 years old, you will receive 5% per annum, including the preferential interest rate for marketing consent. The monthly deposit is up to 500,000 won, which is certainly a generous limit considering that it is a special sale product.
Since only 10,000 tickets are sold, if you want to sign up, you must hurry to sign up through the app.
The M-With Yujeong Savings Fund, launched by DB Savings Bank last month, applies to youth up to the age of 39. Other ages can also sign up, but only those between the ages of 19 and 39 can receive a preferential interest rate of 0.5% points, in which case a maximum of 6.5% per year can be applied.
The maturity period is 1 year and payments of up to 300,000 won per month are possible.
The Green Grape Youth Savings Account, launched by Shinhan Savings Bank last year, allows subscription until the age of 39 and has the feature of allowing you to choose the maturity date. A maximum of 5% per annum can be applied, including a preferential interest rate that is easy to meet requirements such as non-issuance of a bankbook, and the same interest rate is applied to the 6-month maturity period. You can deposit up to 300,000 won per month.
In the banking world, Shinhan Bank’s youth first savings account has the highest interest rate by far. Anyone between the ages of 18 and 39 can sign up, and the base interest rate is 3.5% per year. If you add preferential treatment for residential transactions and app subscription, you can apply up to 6.5% per year.
You can pay up to 300,000 won per month, and you can also sign up at a branch, but in this case, the maximum applicable interest rate is 6% per year.
Next, Jeju Bank’s MZ Plan savings account has a high interest rate. With an event interest rate of 0.5% points added only until the age of 39, you can receive up to 5.3% per annum based on a one-year maturity.
You can choose a maturity of 1 year or 2 years, and you can pay up to 300,000 won per month. Also, if the maturity is set to 2 years, the interest rate rises to 5.5% per year. Unlike other products, it also has the advantage of being able to sign up at branches.
Pan-banking companies also launched the Youth Leap Plus Savings Account for young people who have a savings gap by paying the maturity amount of the Youth Hope Savings in a lump sum to the Youth Leap Account.
You can sign up if you have a Youth Dong-Yak account at each bank and have paid the maturity receipt of the Youth Hope Savings Account in a lump sum. An interest rate of up to 5% per annum, including the preferential interest rate, is applied.
The monthly payment amount is generous at 500,000 won, and the preferential interest rate is also easy to meet by maintaining an account.
Currently, you can sign up at IBK Industrial Bank, Shinhan Bank, KB Kookmin Bank, Woori Bank, Hana Bank, NH Nonghyup Bank, Busan Bank, Gwangju Bank, and Jeonbuk Bank.
