BNK저축은행 마이론 대출BNK Savings Bank My Loan product is a 2nd financial credit loan that is currently receiving a lot of inquiries because it supports a generous limit with minimal conditions and can be applied for by those with low credit who have difficulty borrowing money from commercial banks. My Loan, where you can easily find out the limit through a mobile non-face-to-face meeting. Let’s get started right now.
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BNK Savings Bank’s My Loan product is a product that can be applied for by workers in all occupations, including office workers, business owners, and freelancers, and is one of the products with generous conditions such as limits and repayment periods. However, there are many credit products for those with low credit or those who have difficulty proving their income at 1st financial commercial banks, so we recommend that you first check the qualifications and limits at the link below.
✅1 Financial qualifications and limits check✅
For BNK Savings Bank’s My Loan product, workers must have been employed for more than 6 months and be able to prove their income, and their credit score must be 475 points or higher according to KCB or 531 points or higher according to NICE. This figure is likely to apply to most people who are not currently in arrears at the credit rating level of 8, and if there are excessive loans or delinquent payments, or if there is a history of damage to BNK Savings Bank, the probability of rejection is high. Also!! Self-employed individuals can also apply. Self-employed individuals and freelancers who have been in business for more than 1 year can apply, so please check the limit at the link below.
✅My Loan Limit Inquiry✅
Limit: Up to 150 million won Period: Up to 5 years Interest rate: 11.19% ~ 19.99% Repayment: Lump sum repayment at maturity/Equal installment of principal and interest
The loan limit is up to 150 million won, which is quite generous among savings bank credit products, and this is applied differently depending on credit rating and income. To put it simply, even if you want to receive all 150 million won, if you have a lot of existing loans or a low credit score, you cannot receive the desired limit. This is the same no matter which financial institution you go to, so if you don’t reach your limit, it’s also a good idea to get a financial product that supports ordinary people.
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The loan period is set generously at up to 5 years, and you can choose between a lump-sum repayment at maturity and equal installment repayment of principal and interest. As I’ve said many times, those with a stable income should consider the equal installment repayment method of principal and interest. Those who will receive a large sum of money in the future should consider the lump-sum repayment method at maturity, so please think about it and choose the most advantageous repayment method when applying. The loan interest rate is set at a minimum of 11.19% per annum and a maximum of 19.99% per annum. To be honest, it’s expensive. Most applicants are expected to receive around 14% to 17%, which is similar to the interest rate of a large loan, so it can be a burden for the loan applicant. However, the products that low-credit borrowers can receive are currently very limited, and the number of financial institutions that do not handle new customers is increasing, and many savings banks are closing down. This is a phenomenon that occurs as the base interest rate rises, so we have no choice but to accept the era of unavoidable high interest rates. Therefore, please always keep in mind the sentence that I always say, “Is it really necessary money? If so, only as much as is absolutely necessary.”
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You can apply for BNK Savings Bank’s My Loan product right on the website.
You can proceed in the order above, or you can download the BNK Savings Bank mobile banking app and apply.
✅Apply for BNK My Loan✅
The loan reviews below are based on the content of those who applied, so please compare and review them with your current situation before applying. A: Credit score 770, annual income 42 million won, existing loan 27 million won▶: 5 million won Execute B: Credit score 670, annual income 32 million won, existing loan 7 million won▶: 10 million won Execute C: Credit score 610, annual income 24 million won, existing loan 3 million won▶: 5 million won Execute BNK Savings Bank’s My Loan product may be a good product for those who cannot get a loan from a first-tier financial institution. However, not everyone can get a loan from a second-tier financial institution savings bank. Therefore, those who were rejected for BNK Savings Bank’s My Loan should refer to the alternative products below. Thank you for reading the long article today. ✅Top 6 emergency funds for low credit borrowers✅✅Top 9 government-supported low-interest rates✅✅Top 6 for the unemployed in finance✅✅Top 3 loan businesses available to new customers✅✅Loan consolidation for low credit borrowers✅
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