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(As of July 7, 2021 ~ Present)
Employees with employment period of 5 months or more and annual income of 12 million won or more
(However, in the case of freelancers, 4 months or more and annual income of 6 million won or more)
Received public pension at least once, annual income of 6 million won or more. Within 30 million won (differentiated according to credit and income)
12.7% ~ 19.9% per annum (differentiated according to customer credit)
Loan interest rate + 3.0% per annum (up to 20% per annum)
Within 5 years
Equal monthly principal installment, equal monthly principal and interest installment
(Each month, installment principal + interest payment on the loan date or due date)
[Basic] Identification card (front), resident registration copy
[Employment income] Health and long-term care insurance premium payment confirmation, health insurance qualification acquisition/loss confirmation, income amount certificate, employment income withholding tax receipt, etc.
[Pension income] Pension receipt certificate, pension receipt account transaction details, etc.
None
Personal Finance Team 1522 – 9119
“Excessive loans can cause a decrease in your personal credit score.”
“A decrease in your personal credit score can lead to restrictions or disadvantages in financial transactions.” “In case of late payment, you may be required to repay the principal and interest before the end of the contract period.”
“Please check the product description and terms and conditions before signing the contract.”
“You have the right to receive sufficient prior explanation of the product, and please make a transaction after understanding the explanation.”
Compliance Supervisor Review No. 2021-020 (2021.07.06~2022.07.05)
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