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Let’s take a look at Lidcorp’s loan products for delinquent borrowers. It seems that many people are rejected for Seoul Guarantee Insurance due to their late payment records. For this reason, there are people who are having difficulties because they cannot receive emergency loans from first and second financial institutions. To solve your difficulties, we are introducing the Reedcorp loan product that allows even delinquent borrowers to receive loans.
The Lidcorp credit loan is commonly known as a 1 million won loan. The reason for this is that even those who are delinquent can easily get a small loan of 1 million won. Now, let’s look at the detailed product description below.
Reedcorp credit loans range from 1 million won to a maximum of 30 million won. In addition, there is no early repayment fee and there is no burden of principal repayment. In other words, you only pay interest and repay the loan at maturity. There is no income distinction, and even the unemployed can get a loan. Instead, it must be possible to check your credit rating.
Even people with low credit can apply, so it is a good product for those who are delinquent on their debt. However, since the interest rate is somewhat high at 20% per year, it would be a good idea to use it considering your financial situation. Fortunately, since it is a lump sum repayment at maturity, even if the interest rate is high, the burden seems to be relatively small.
Apply for a Lidcorp credit loan
The Lidcorp car title loan is a product for those who do not have enough credit limit. The biggest advantage of this product is that you can use it even if you use your car as collateral. Please see below for detailed product description.
If you are the owner of a vehicle that was sold less than 10 years ago, you can use the vehicle as collateral for a loan. The limit is from 1 million won to a maximum of 70 million won. This limit is set for each individual based on credit evaluation.
The repayment method is to pay only interest for one year, and then pay both principal and interest from then on.
Lidkoff Real Estate Secured Loans are a product for those who own real estate. This product has the feature that the interest rate is determined according to the real estate market price. Let’s take a look at the product in detail below.
This product has an interest rate of up to 19.9% depending on the real estate market price. Also, the loan limit is determined according to the market price. Apartments in Seoul, Gyeonggi, and Incheon areas receive preferential treatment.
The downside of the product is that there is an early repayment fee. If repaid within 3 years, a fee of up to 3% must be charged. The contract period is within 3 years and can be extended for up to 3 additional years.
The advantage is that the repayment method is a lump sum repayment at maturity. In other words, only interest is paid and the principal is repaid all at once at maturity.
Lidkoff Jeonse Mortgage Loan is a product for those who do not own real estate and are living in a jeonse. However, this only applies to those living in apartments in Seoul, Gyeonggi, or metropolitan cities.
This product allows for a collateral loan of up to 100 million won. Additionally, you can maintain the loan product during the lease contract period. If you extend the lease contract period, you have the advantage of extending the loan period as well.
The interest rate is somewhat high at 20% per annum. However, since the repayment method is a lump sum repayment at maturity, the burden can be reduced to some extent.
This is an additional loan product for customers who are already using the Lidcorp delinquent loan. Those with high trading performance at Lidcorp can receive additional loans.
Lidcorp additional loans are for customers who are using existing loans. Additional loans are available from a minimum of 1 million won to a maximum of 30 million won. There is no early repayment fee, and the contract period is specified within the existing initial loan contract period.
Lidcorp reloan is a product provided to customers who have paid off their existing product in full. This product also allows loans from a minimum of 1 million won to a maximum of 30 million won. The contract period is up to 5 years and it is a lump sum repayment product at maturity.
However, since the interest rate is somewhat high at less than 20% per annum, you must consider your finances when applying for a loan.
Lidcorp Loan for delinquent borrowers is a place that provides loan opportunities through screening to those who have made a delinquent payment by mistake. However, in return for a high loan execution rate, the interest rate is very high. Therefore, you must systematically plan your finances and take out a loan. Also, please note that even LeadCorp cannot provide loans to those who frequently delinquent or default on their loans (those with bad credit).
In this article, we looked at the description and reviews of Lidcorp’s loan products for delinquent borrowers. If you are unable to obtain a loan from another financial institution due to late payments, you may want to seek counseling from Reedcorp. However, since the interest rate is high, we emphasize once again that excessive borrowing can be dangerous, so please refrain.
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