바로바로론 300 조건 Barobaro loan, current employment phone, 8th grade approval rate, official certification, and other Q&A summary

바로바로론 300 조건Today’s posting topic is about Barobaro loan, employment phone call, 8th grade approval rate, official certification, and Q&A summary.

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Table of Contents

Yes. There are 4 ways to apply for Barobaro loan: app, homepage, phone, and in-person loan. Except for the in-person loan, 3 methods will result in a loan consultation call. This is a consultation call, and I know that they don’t do it for employment phone calls, but if there is uncertainty in proving income, a call may be made. Please ask the counselor about this part.

Barobaro loan is easy for low-credit borrowers. Not only Barobaro loan 8th grade, but also Barobaro loan 9th grade can be approved.

Anyone who is an adult with income over 20 years of age can apply for a loan.

You can check the loan product information on the homepage for more details.

The loan limit is up to 30 million won for credit loans, up to 50 million won for car loans, and up to 1 billion won for real estate loans, depending on our screening criteria.

The maximum loan interest rate is 20% per annum.

Even if it is difficult to prove income, if your job is confirmed, you may be eligible for a loan.

The non-screening re-loan limit is a limit that can be used immediately without a credit information inquiry or loan screening procedure if you contact us within the contract expiration date even after repaying the entire loan amount.

However, since it is not available on the website to protect personal information, you must contact our call center (1899-8500).

There are two repayment methods: free repayment and equal principal and interest installment repayment. The free repayment method is a method where you only pay interest every month and freely repay the principal until maturity, and the equal principal and interest installment repayment method is a method where you equally divide the principal and interest during the loan period and repay a fixed amount every month.

The loan period can be selected within 5 years.

Even if the contract period remains, you can repay early at any time if you wish, and there is no separate early repayment fee for additional repayment.

However, secured loans incur incidental costs (such as collateral establishment and termination fees) and early repayment fees of up to 3% in case of early repayment. (Fees are waived after 3 years)

You can pay interest on your personal payment date every month to your dedicated virtual account.

There are no separate fees such as handling fees and early repayment fees.

However, secured loans incur incidental costs (such as collateral establishment and termination fees) and early repayment fees of up to 3% in case of early repayment. (Fees are waived after 3 years)

It is illegal to pay brokerage fees to loan brokers, so please never pay them.

Consultations are available from 8:30 AM to 5:30 PM on weekdays. Consultations are difficult on weekends and public holidays.

Outside of consultation hours, if you leave your contact information on the homepage > Online Consultation Application bulletin board or Quick Consultation Application, we will contact you promptly after confirmation on the next business day.

Re-loan is possible. If you are a customer who has used our company before, you can proceed with the loan review process more easily, and we offer benefits such as larger limits and reduced interest rates to existing customers based on their previous transaction history and credit rating.

You can check some of your transaction history on the homepage > My Page > Loan Information Inquiry, Transaction Information Inquiry, or the application’s menu > My Loan Inquiry > Loan Information Inquiry.

You can withdraw your loan by going to the homepage > My Page > Loan Contract Withdrawal Application.

However, withdrawal is not possible if it is within 14 days from the date of receipt of the contract documents, more than twice within 1 year from our company, or more than once within 1 month from a previous financial institution (including a loan company).

A credit inquiry alone does not affect your credit rating or personal credit score.

The principle is to notify the results of the loan application on the same day, but it may be delayed depending on the loan progress.

In the case of credit loans, it is processed without documents, and income verification documents are required depending on the situation.

The certificate of full payment (full repayment certificate) and transaction history can be sent directly to the customer’s email from the Barobaro Loan app.

The email address to receive the documents can be modified in Menu > Customer Information, and the document can be issued in Menu > Certificate Issuance.

For other document issuance, please contact our call center (1899-8500).

There are no documents that need to be attached separately when writing the contract, but if there are documents absolutely necessary for the review process, you may need to attach them along with the contract.

Since Barobaro Loan verifies your identity with a public certificate, it is necessary.

This concludes the posting of Q&A on Barobaro Loan employment phone number, 8th grade approval rate, public certification, and other Q&A.

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