This is the parking passbook information that the Steec family gave me yesterday.
Who told me!! Good luck…hehehehe^^
Welcome Savings Bank’s existing Welcome Employee Love Ordinary Deposit (hereafter Employee Ordinary Deposit) was only available to office workers… 웰컴저축은행 파킹통장
Yogoi has changed. 이베이스매뉴얼
Now open to the general public. In other words, full-time housewives who do not have a job can also open a business.
The wording that confirms the health insurance premium itself has disappeared.
If you have an existing Welcome Savings Bank savings account like me, you can change it to a regular savings account for office workers right away, so please open it in a convenient way.
Set up a lifetime account as well. I recently completed changing the regular savings account for an office worker + registering for a lifetime account.
Currently, the interest rate for ordinary employees’ savings accounts (parking passbooks) is 2% per annum.
Yogoi will be changed to 3% per year from tomorrow.
I completed the call with the Welcome Savings Bank at 10 am today, and I will start posting based on the contents of the consultation.
Welcome Savings Bank Welcome Employee Sarang Ordinary Deposit
Interest rate change – 22.6.10~
Maximum interest rate – 3.0% per annum
(Basic interest rate 1.5% per annum + Preferential interest rate 1.5% per annum )
Maximum subscription amount – 50 million won
(Depositor protection limit – 50 million won based on principal and interest)
Others – Non-face-to-face subscription available
In case of account conversion, the preferential rate is applied from the following month
(Preferential interest rate is applied in the following month when the performance of the current month is satisfied)
Changes in interest rates will take effect from the next day, June 10.
As of June 9, the interest rate for ordinary deposits for office workers is 0.5% per annum of the basic rate + 1.5% per annum of the preferential interest rate => up to 2% per annum
Q: I opened it now, but why does it show 2% per year (screen on the right) as an app?
A: Yes~~ It’s normal to look like that~~
From tomorrow, the changed interest rate will be confirmed at 3% per annum.
Actual interest rates are different.
I will check the preferential rate conditions.
Each of the three types will be added by 0.5%.
Salary transfer (0.5%)- You only need to receive more than 1 million won per month in one of four phrases: ‘Monthly salary, monthly salary, bonus, monthly salary’. Make a monthly automatic debit from the account of another financial company to the relevant phrase.
Automatic payment (0.5%) – This is a service that is paid on a monthly basis, so insurance premiums, telecommunication expenses, card charges, gas bills, etc. must be automatically debited and actually withdrawn every month.
There are places where savings banks do not have a CMS contract. Zhujip Internet SK Broadband said that automatic payments to savings banks were not possible, so I hung it as a large Gongju communication fee. The preferential rate of the direct debit agreement does not matter even if the name is different.
You must not put it in your withdrawal account as a lifetime account when you sign a contract with Yogo. Remember that the lifetime account can only be used for deposits, so when withdrawing, you must enter the account number you were given when opening an account!
Marketing and Membership (0.5%) – Check all agreements when opening an account, and check all agreements when changing accounts like me. You can check whether everyone agrees to the preferential rate check. All must be agreed upon.