If you’ve been buying a car for more than five years, you can look up your car refund. In general, the car refund is a mandatory purchase of local development bonds when registering a car in a local government after purchasing a car, and it can be refunded with interest after 5 years. Below, we will explain in detail how to inquire and apply for such a car refund.
1. Car refund
The criteria for purchasing bonds are different for each municipality. 자동차 환급금
The metropolitan area standards are as follows. 좋은뉴스
You buy regional development bonds, usually with maturities of 5 to 7 years. At this time, there are many cases where people forget that they own bonds, or even if they know, they do not collect car refunds due to the hassle of visiting the local government’s safe. I did.
These car refunds have been issued for 3.8 trillion won per year, but the amount that the creditor has not charged for refund is 2,391 billion won at the end of October 21. It is said that the bonds whose rights disappear as the statute of limitations expires amount to about 2 billion won per year, which is actually a huge amount.
Accordingly, the Ministry of Public Administration and Security continues to improve procedures and systems to make it easier for residents to receive bond refunds, and is publicly publicizing them through each local government news.
2. How to apply for car refund
From March 2, 22, it has been improved to easily view unrefunded money through a smartphone or PC and apply directly to a bank account.
* Receivables maturing
(Refund) Direct visit + Online repayment (financial institution website or application)
* Newly purchased receivables
(Refund) Even if you forget the fact that you own bonds, the bonds will be automatically deposited into your refund application account at maturity (Information) Add individual guidance at maturity
In the past, residents had to visit the bank in charge of each local government to receive a refund of maturity bonds, but this year it has been resolved.
* Refund bank for each local government
Car Refund Application
After logging in to the internet banking or website according to the refund bank for each local government above, search for the refund by entering your resident registration number. If you select the refund you want to apply for later, check the refund information, and apply, the car refund will be applied immediately.
If you use the bank’s website, you can search for regional development bonds in utility bills, and if you do not see the phrase, you can easily search for and apply for car refunds by searching for public bonds.
If there is no car refund, it is a case where there is no car refund because the bond price was burdensome when registering the car, so the bond was immediately sold.
On the other hand, regional development bonds, including automobile refunds, have a 5-year maturity and expiration date of 10 years, and urban railway bonds in Seoul, Busan, and Daegu have a 7-year lump-sum payment with a expiration date of 5 years. If you have not checked your car refund yet, please visit us during the statute of limitations.