청년 창업자금대출 조건Occasional
A small business or a person starting a small business whose representative is under 39 years of age and has less than 3 years of business experience.
💡In the case of the ‘Startup Success Package Support’ type, small and medium-sized businesses with a representative under 39 years of age and less than 7 years of business experience
📍Loan limit
– Within 100 million won per year
💡 Up to 200 million won in key support areas such as operations and innovative growth areas, regional flagship industries, and root industries.
📍Loan interest rate
– 2.5% (fixed)
📍Loan period
– (Direct loan, facility) within 10 years (grace period: within 4 years for collateral, within 3 years for credit)
– (Direct loan, driving) within 6 years (grace period: within 3 years)
💡A loan is provided after a loan decision is made through training, mentoring, and evaluation of the business plan, along with the application and application for funds.
Notice modification date: 2024.01.15.
📍Business Introduction
– Financial service support (loan support of up to 100 million won at a 2% annual interest rate (fixed interest rate)) and education for the commercialization of start-up items by young people under the age of 39
📍How to apply
– Apply for a loan through the Small and Medium Business Corporation website (kosmes.or.kr)
📍Documents to be submitted
1) Prior consultation
2) Loan application
3) Submit documents in each stage of fact-finding survey
📍Inquiries
– Small and medium-sized business integrated call center: 1357
– Policy fund information call center: 1811-3655
💡Inquiries regarding the online application process
– Go to loan consultation (regional headquarters): https://www.kosmes.or.kr/sbc/SH/SIT/SHSIT010M0.do
Small and Medium Venture Business Corporation / 1811-3655
※ The information in this post is for reference only, and the contents of the announcement may change without notice. For detailed information, please contact the responsible organization.
