케이뱅크 사잇돌 대출Strengthening loan products for low- and medium-credit borrowers
[Youth Daily] K Bank announced on the 2nd that it has launched a mobile-only Saitdol loan that can be applied for 100% non-face-to-face on the K Bank app without submitting separate documents.
K Bank’s Saitdol loan can be applied for not only by wage earners who have been employed for more than 3 months and have an annual income of more than 15 million won, but also by self-employed individuals who have been in business for more than 6 months and have an annual income of more than 10 million won based on the income certificate.
The loan limit is 20 million won, and the lowest interest rate is 4.63% per annum (as of August 2). Loan repayment is in the form of equal principal and interest repayment, and the period can be extended up to 5 years. Since K Bank has eliminated early repayment fees for all credit loans since July, there is no fee for repayment at any time.
Saitdol loan is a high-interest loan product provided to low- and medium-credit borrowers with a guarantee from Seoul Guarantee Insurance in accordance with government policy. K Bank is strengthening its high-interest loan products targeting low- and medium-credit borrowers along with the launch of the Saitdol Loan.
The limit of the popular loan product for low- and medium-credit borrowers, ‘Credit Loan Plus’, has been significantly increased from 50 million won to 150 million won, while the approval range has been expanded, thereby broadening the scope of high-interest loans.
A K Bank official said, “We have launched the Saitdol Loan, which can be applied for 100% non-face-to-face via mobile, by fully utilizing the strengths of K Bank as an internet-only bank,” and “We will continue to strengthen high-interest loan products targeting low- and medium-credit borrowers, including the Saitdol Loan.”
【 Youth Daily = Reporter Lee Na-ra 】
View all articles by Reporter Lee Na-ra
Copyright © Youth Daily Unauthorized reproduction and redistribution prohibited
【 Youth Daily 】 K Bank announced on the 2nd that it has launched a mobile-only Saitdol Loan that can be applied for 100% non-face-to-face via the K Bank app without submitting separate documents.
K Bank’s Saitdol loan is available to not only wage earners who have been employed for more than 3 months and have an annual income of more than 15 million won, but also to self-employed individuals who have been in business for more than 6 months and have an annual income of more than 10 million won based on their income certificate.
The loan limit is 20 million won, and the lowest interest rate is 4.63% per annum (as of August 2). The loan repayment period can be extended up to 5 years in the form of equal principal and interest repayment. Since K Bank has eliminated early repayment fees for all credit loans since July, there is no fee for repayment at any time.
Saitdol loan is a high-interest loan product provided to low- and medium-credit borrowers with a guarantee from Seoul Guarantee Insurance in accordance with government policy. K Bank is strengthening its high-interest loan products targeting low- and medium-credit borrowers along with the launch of Saitdol loan.
The limit of the popular loan product for low- and mid-credit borrowers, ‘Credit Loan Plus’, has been significantly increased from 50 million won to 150 million won, while the approval range has been expanded, thereby broadening the scope of high-interest loans.
A K Bank official said, “We have launched the Saitdol Loan, which can be applied for 100% non-face-to-face via mobile, by fully utilizing the strengths of K Bank as an internet-only bank,” and “We will continue to strengthen high-interest loan products for low- and mid-credit borrowers, including the Saitdol Loan.”
【 Youth Daily = Reporter Lee Na-ra 】
23, Seonyu-ro 49-gil, Yeongdeungpo-gu, Seoul, 415-ho (Yangpyeong-dong 4-ga, IS Biz Tower 2nd) Main phone number: 02-2068-8800 l Fax: 02-2068-8778 l
Corporate name: Fact Media (Youth Daily) l Title: Youth Daily l Registration number: Seoul A 04706 l Registration date: 2014-06-24 l Publication date: 2014-06-24 |
Editor-in-chief: Seong Ki-hwan | Advisors: Go Jun-ho, Oh Hoon-taek, Go Bong-joong | Editor/Publisher: Kim Yang-gyu
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Copyright © 2019 Youth Daily. All rights reserved. mail to admin@youthdaily.co.kr
23, Seonyu-ro 49-gil, Yeongdeungpo-gu, Seoul, 415-ho (Yangpyeong-dong 4-ga, IS Biz Tower 2nd) Main phone number: 02-2068-8800 l Fax: 02-2068-8778 l
Corporate name: Fact Media (Youth Daily) l Title: Youth Daily l Registration number: Seoul A 04706 l Registration date: 2014-06-24 l Publication date: 2014-06-24 |
Editor-in-chief: Seong Ki-hwan | Advisors: Go Jun-ho, Oh Hoon-taek, Go Bong-joong | Editor/Publisher: Kim Yang-gyu
All contents (videos, articles, photos) of Youth Daily are protected by copyright law, and unauthorized reproduction, copying, distribution, etc. are prohibited.
Copyright © 2019 Youth Daily. All rights reserved. mail to admin@youthdaily.co.kr
