After procrastinating, I tried to open a Toss Bank account. I use another bank as my main transaction, but there are some things I am interested in, so I think it might be worthwhile to open a bank account and try to use it before deciding whether to continue using it. To open, you must be 17 years of age or older and have an ID. When opening an account for the first time, please note that the account is opened with a transaction limit to prevent accidents. You can remove the transaction limit limit after going through the transaction purpose confirmation procedure. First, let’s take a look at the simple advantages of Toss Bank passbook.
[[My Table of Contents]] 토스뱅크 계좌개설
Toss Bank passbook account benefits
The interest rate is 2% per annum before tax, with no set period or conditions.
As for the amount of money, 2% of Toss Bank passbook/collection is less than 100 million won, and 0.1% is applied if it exceeds 100 million won. So, if you have 50 million in your bankbook and 60 million in your savings account, you will have over 100 million in your savings account. Of this, 2% is applied to 100 million and 0.1% is applied to 10 million.
Deposits and withdrawals are free, and there are no fees for remittance, transfer to another bank/bank, and ATM withdrawal regardless of location. 이베이스매뉴얼
Depositors can be protected up to 50 million.
Description of transfer limit
All general users can access up to 10 million at a time and up to 50 million per day.
Users who have registered OTP can receive up to 100 million at a time and up to 500 million per day.
If you apply for a temporary increase, you can apply up to 1 billion won at a time or 2 billion won per day.
In the case of remittance by contact or Toss ID, you can transfer up to 2 million at a time or 10 million per day.
Limit accounts can be up to 2 million per day and at a time.
If you are under the age of 19 or open a new account within 20 days, you can receive up to 1 million per day/time.
ATM transfer and withdrawal limit explanation
You can transfer up to 6 million at a time and up to 30 million per day.
Withdrawals can be limited to 1 million at a time and up to 6 million per day.
How to open a Toss Bank 2% account
Run Toss app
▲ Run the Toss app on your mobile phone.
Entering the bank in the Toss app
Start making a passbook
▲Select the ≡ (All) menu on the lower right side of the screen and select Toss Bank at the top of the entire screen. On the next screen, check the brief account description and touch the Create Toss Account button at the bottom of the screen.
Full agreement after confirming the terms and conditions
Personal information import screen
▲Agree to the entire description and terms and conditions, and check the name, mobile phone number, and email address entered in the toss in the next step.
process of finding a job
The process of selecting a transaction purpose
▲ Select a job and select the purpose of the transaction and the source of funds.
Account password setting
Start taking ID
▲Set up a 4-digit password to use for your Toss Bank account and take a photo of your ID. Only physical driver’s license or resident registration card is accepted, photocopies, monitors, and temporary IDs are not accepted. Then, in the next bank transfer step, enter the number displayed in the name of the depositor on the screen.
Toss Bank passbook creation screen
pick a card
▲ After the bankbook creation is complete, select a card.
Choose color and design
Toss Bank card password setting
▲Select a color, set whether to use domestic only, and then set a password to use for the Toss Bank card.
Choose the address you will receive
Check Toss Bank account number
▲After selecting the address to receive the card, the whole process is complete. If you go to Toss Bank in the app, you can check the created account number. When opening for the first time, the limit of remittance will be limited to prevent accidents. It doesn’t matter if you can trade up to 2 million per day, but if you want to lift the limit, just touch the item and follow the instructions.
general finance
Toss Bank 2% account opening steamy reviews, the best parking passbook appeared?
profile
Serencia ・ 2021. 10. 13. 23:04
Copy URL Add Neighbor
hello.
I am Serencia, an economic/business influencer and a PB of my house that manages stocks, pensions and wealth for the whole family.
I couldn’t watch it because I was crazy in the morning, but in the afternoon, I saw a message like this. I’ve been waiting for so long, but now it’s my turn! I went in to open an account.
1. Incredible interest rates
Toss Bank 2% open account
For those of you who don’t know what this is, with the launch of Toss Bank this time, you can open an account that gives you 2% without asking or questioning. There are many cases where the market interest rate is also disappointing, but many people made a reservation in advance because it is a high interest rate product in such a situation.
In fact, as soon as I found out, I applied immediately, and the waiting number was 500,000. Haha I was so shocked, but later when I looked at the number that my rich mates applied for, it was several million, etc. Wow, people must have been looking forward to it because it is a deposit that cannot be made in an era of low interest rates. In fact, the parking passbook was used for this reason, but there was a means to replace it, so I had no choice but to go crazy.
The condition of 2% unconditionally without asking or questioning was good, and it was good to be able to transfer large amounts of money without OTP. It was really inconvenient every time I hit the transfer limit of the existing banks, so it’s a big merit to be able to transfer so neatly (under the premise that security is stable). In particular, when collecting IPO margin, there are a lot of troublesome things, such as having to move over several days due to this transfer limit.
2. Finally making a bankbook!
Toss Bank 2% open account
I applied and waited for a long time, but my turn never came. However, today’s Economic Daily saw an article that up to 450,000 people opened accounts, but in the previous order, they took too many loans in Toss, and the deposit balance became dangerous, so I read an article that they would adjust their subscriptions. No, I’m talking 500,000 times, so it’s soon! I was sorry, but fortunately, I got a message asking me to sign up right away.
I was thrilled to see that the Create Account button was activated.
Of course, you will need to take a photo of your ID in the process of entering your personal information, so be prepared in advance. A driver’s license is much more recognized than a resident registration card, so I use my driver’s license for non-face-to-face openings like this.
After entering all of your personal information, Toss Bank’s check card registration menu appears.
3. Check out the dual color check card
Toss Bank 2% open account
Toss’s check card has a simple design and has dual colors with different colors on the front and back. Lemon Blue means lemon on the front and blue on the back. As for the color combination, half and half colors are shown in advance in a circle shape below, so I think you can choose. I applied for lemon + blue color.
After applying, the debit card is not a mobile card, but a physical card, so it will be delivered directly. You can choose the delivery address from home, work, or other addresses. This check card can be used as a transportation card and gives you a cashback of 300 won.
4. There are many functions similar to Kakao Bank
Toss Bank 2% open account
When the passbook is created, the money in Toss Money is automatically transferred to the Toss Bank. So let’s see what features it has.
Similar to Kakao Bank’s Safe Box, there is a function to lock money. However, the difference is not just one like the Safe Box, but you can split the passbook into several by pressing the + button.
If you press the + button, there are various types of deposits. Storing spare funds is the same as Kakao Bank’s Safebox, collecting change is the same as Cabin’s piggy bank, and collecting monthly and weekly large amounts of money is the same as Cabin’s 26-week savings account.
In fact, the first time you create an account, you cannot transfer more than 2 million won. Let’s submit supporting documents in order to transfer money freely. Proof documents are employment certificates, health insurance benefits, employment contracts, and business registration certificates for wage and salary earners.
I opened a Tossbank account last week.
We are accepting subscriptions by limiting the number of people.
I went through the early friend invitation event
The waiting number is advanced, so it’s a little faster
account was opened. (event is now closed)