하나은행 새희망홀씨 Frequently Asked Product Questions < Products < Hana Bank

하나은행 새희망홀씨There are 194 cases in total.
It is based on total annual income and no performance bonus or allowance is deducted separately. For reference, the income data for the Saehui Hope Loan is based on the Korea Housing Finance Corporation’s Bokgeumjari Loan income recognition criteria.
If you have received a deposit-backed loan, you cannot cancel the fund through Internet banking because a lien has been established.

You must visit a branch with your ID, bankbook, and seal (not present when signing) to apply for cancellation. If you signed up for a fund through Internet banking, you only need to visit the branch with your ID since you do not have a bankbook.
It is from 9:00 to 17:00. (Based on weekdays)

Required documents when visiting the branch
Yes, you can.

Customers with a loan account can search by entering their deposit account number and password regardless of whether they have signed up for phone banking. ※ Deposit account includes a savings account with a password

Changed on August 30, 2011. If you want to sign up and make additional deposits at other times, you can make a reservation using the fund menu’s new reservation registration and reservation additional deposit menus. However, there is no redemption reservation.
Yes, you can. If you meet the income deduction qualifications as shown below, you can make a year-end tax deduction of up to 3 million won for the jeonse fund loan.
Income deduction qualifications
Although it varies depending on the fund product, the minimum maintenance amount is generally 50,000 won. However, in the case of online-only funds, it has been changed to 10,000 won as of May 23, 2014.
No. It is a customized savings product for foreign customers, but anyone with a real name can sign up. In addition, if you cancel in the middle for overseas remittance (over 1,000 USD), the basic interest rate at the time of subscription is provided, so it can be a useful product if you frequently use overseas remittance. Even if you have no income, you can apply by adding your spouse’s income. However, when adding your spouse’s income, you must add your spouse’s debt and register as a joint guarantor with Seoul Guarantee Insurance. ⓒ Hana Bank. All rights reserved.

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