하나저축은행 햇살론2020. 12. 28. 23:13
Hana Savings Bank Sunshine Loan Eligibility
Freelance, day laborer,
Find out about contract positions
What is Sunshine Theory?
Hana Savings Bank’s Sunshine Loan is for people with low credit and low income.
This is a low-interest loan product exclusively for low-income people.
Qualifications for applying for a Sunshine Loan include:
The period of employment must be at least 3 months.
Annual income must be less than 45 million won
Those earning 35 to 45 million won have a credit rating of 6 to 8.
For those earning less than 35 million won, regardless of credit rating
You can apply.
Hana Savings Bank’s Sunshine Loan loan interest rate is
8.19%~8.59% per year (as of October 2020)
The overdue interest rate is the loan interest rate + 3% (maximum interest rate is 24%).
The repayment method is 3 or 5 years.
Interest is paid by repaying the principal in equal installments.
It is charged each month on the loan agreement date (or the same day).
The guarantee fee is within 2% of the deposit amount per year without any early repayment fee.
Between stones 2
Hana Savings Bank Saitdol 2
A government-supported savings bank created in connection with the Financial Services Commission and SGI Seoul Guarantee.
A mid-interest guaranteed loan product for low-income citizens
Salary earners are those who have been employed (maintained) for more than 5 months as of the date of application for guarantee;
Business income earners are those who have generated business income for 4 months (maintained) as of the date of application for guarantee;
A pension income earner must be the recipient of at least one pension income.
Loan limit – Differential guarantee limit depending on credit rating within a maximum of 20 million won
Loan interest rate – minimum 10.5% per year ~ maximum 19.49% per year (as of December 2020)
Repayment method – minimum 12 months, maximum 60 months
Due to various factors such as unstable economy, lack of jobs, and rising prices,
In difficult situations, due to various reasons,
You may need a lump sum or funds urgently.
1Because it is difficult to use financial institutions
Rather than using loans or capital with high interest rates,
Financial products supported by the government for ordinary people
Hana Savings Bank Sunshine Loan, Saitdol 2
Please consider it carefully and take advantage of the low interest rate.
▼▼▼▼▼ Click on the image to go to the homepage ▼▼▼▼▼
#Sunshine Loan #Site Stone 2 #Sunshine Loan #Sunshine Loan
